Seb koj puas xav mus yuav ib tug millionaire los yog cia li xav cawm ib tug ob peb bucks no los yog muaj, muaj ib co kuj ceeb tias ib qho yooj yim txoj kev uas yuav Tuck tam sim ntawd ib me ntsis nyiaj ntsuab. Cia fim nws: tsom ntsoov tawm tshaj cov nyiaj yuav ua tau teeb meem loj heev ntxhov siab, tab sis noj tswj ntawm kev siv nyiaj thiab txuag txawm cia li ib tug hnab tshos-tag nrho ntawm cov George Washington lub peev xwm pab tau alleviate ib co ntawm cov worry. Yuav khoom ntse rau tu koj cov khaub ncaws, kuv twb tau txais ib qho yooj yim txoj kev uas yuav 94 txuag tau nyiaj ntxiv, ceev ceev.
Ntsuam xyuas nyiaj thiab nyiaj
1. Xaiv ib lub tsev txhab nyiaj uas muab rov qab. Nrhiav ib tug bank uas ua rau cov kev txiav txim zoo tshaj plaws rau koj. Nrhiav kev tawm perks zoo li tsis muaj ATM nqi, siab paj rau cov txhab nyiaj tau, thiab tsis muaj overdraft cov nqi. Me ntug dej feem ntau muaj zoo dua kev txaus siab nqi thiab perks. Yog hais tias koj lub tsev txhab nyiaj yuav tsis muab cov perks, hu rau lawv thiab nug lawv seb lawv yuav. 1). www.forbes.com/2010/01/16/banking-fees-fdic-business-wall-street-banks.html 2). www.ilsr.org/top-5-reasons-choose-community-bank-or-credit-union/
2. Faib li koj daim tshev. Nug koj lub tuam txhab txoj kev tib neeg cov kev pab department mus rau faib li txhua tus koj daim tshev ua hauj nruab nrab ntawm koj lub txhab nyiaj khaws nyiaj thiab checking accounts. Teem ib lub feem pua kom cia li tso nyiaj rau hauv koj lub txhab nyiaj khaws nyiaj yog li koj tsis tshua inclined rau kov nws thaum tawm ntawm qhov bar. Lwm ntxiv: nqi paj laum yog feem ntau siab tshaj rau cov txhab nyiaj tau tshaj lawv yog cov rau xyuas.
3. Cuab cov hom phiaj nrog ib tug pob nyiaj-soj qab saib app. Teem ib goal- "Them tawm credit card nuj nqis!" - Thiab ces tuaj nrog ib tug actionable, tseeb txoj kev npaj rau kawm tsis tau raws nws (thiab ces lo rau lub hom phiaj!). Sim tawm nyiaj txiag-mus txog qhovtwg apps zoo li lub Mint, www.mint.com/what-is-mint/ uas muaj ib tug yeeb yam barometers ntawm tej hom phiaj.
4. Kos rau ntawm koj tus account. Ua zoo li tus Sherlock Holmes ntawm koj bank account thiab tsis tu ncua scour rau funny-nrhiav tsub. Nyob rau sab saum toj ntawm koj tam sim no tshuav nyiaj li cas thiab yav tag los yuav khoom tso cai rau koj mus rau seeb uas tsis raws li zoo raws li qhov chaw ntawm kev siv nyiaj uas tau muab txiav rov qab (Li koj yeej xav tau noj-peb hnub ib lub lim tiam?).
5. Siv tub nyiaj sab nrau sparingly. Yuav ntse txog ATM mus ncig ua si. http://commonsteps.org/48493.html thim ib yam ntawm cov nyiaj txhua txhua ob peb lub lis piam thiab stash nws nyob hauv tsev. Hais tias txoj kev koj yuav tsis raug yuam kom hit li ib tug uas tsis yog-zwm bank (thiab tau whacked los ntawm ATM nqi). Them nrog nyiaj ntsuab yuav kuj hnov ntau "tiag tiag" tshaj siv ib lub hnab yas card. Sim withdrawing ib co nqi txhua lub lim tiam thiab so rau nws. Nyob txhim tsa, koj yuav faib li nyiaj ntsuab mus rau hauv tiag tiag cov hnab ntawv-tsis yog ib qho app-nrog pawg zoo li "zaub mov", "nqi xauj tsev," thiab "kev lom zem." Thaum ib lub hnab ntawv mus tas lawm, nws yog lub sij hawm kom txhob siv nyiaj nyob rau hauv uas seem (los yog pauv nyiaj los ntawm lwm tus ib qho).
6. Npaj rho nyiaj. Yog hais tias koj nrhiav tau koj tus kheej hu ua deductible siv tub nyiaj sab nrau ntau, npaj txhua ATM mus xyuas kom zoo zoo kom tsis txhob nqi. Thaum nws lub sij hawm yuav tawm nyiaj ntsuab, kom paub tseeb koj muaj sij hawm los tau txais mus rau koj lub tsev txhab nyiaj (tshwj tsis yog tias nws tsis them ATM nqi) los yog mus rau ib tug supermarket los yog yooj yim khw uas muaj nyiaj ntsuab rov qab nrog debit kev yuav khoom. www.getrichslowly.org/blog/2011/04/26/five-ways-to-outwit-the-atm/
Personal Care
7. Troll kom deals qhov chaw. Rau deals rau txhua yam ntawm haircuts rau Brow waxing, lub taub hau mus rau qhov chaw zoo li Groupon www.groupon, com /, Yipit http://yipit.com/hartford/, thiab Muaj txoj Sia Nyob Social https://www.livingsocial.com/. Yog hais tias ib co deals zoo heev zoo muaj tseeb tiag, saib Yelp xyuas ntawm tej khw nojmov los yog cov khw txiav ua ntej yuav nyob rau hauv thiaj li yuav tiv thaiv tau cov noj mov los yog haircut los ntawm ntuj raug txim.
8. Tau Txais koj cov plaub hau ua rau dawb xwb. Nrhiav hauv Internet rau hauv zos kev zoo nkauj lub tsev kawm ntawv. Teem sij hawm nrog ib tug me nyuam kawm ntawv nyob rau hauv kev cob qhia tej zaum yuav txhais tau li cas ib tug loj txo nqi (los yog txawm dawb) haircut.
9. Siv kev saib xyuas ntawm koj tus kheej. Tau pw txaus, ntxuav cov tes, thiab ua txhua yam nws yuav siv sij hawm los mus tiv thaiv cov sniffles. Ib me ntsis TLC, noj qab nyob zoo khoom noj khoom haus, thiab tsis tu ncua ce yuav pab tiv thaiv kim nqi kho mob cia txoj kev.
10. Muab li kim cwj pwm. Ditch lub yeeb, cai tshuaj, thiab ntau 30-racks ntawm npias. No stuff tsis yog tsuas yog ib tug detriment rau tib neeg noj qab haus huv, tab sis nws yog ib tug lossis loj nyiaj waster. Xav tau convincing? Qhov nruab nrab haus luam yeeb siv tag $ 1.825 on yeeb txhua txhua xyoo.
http://www.smokefreeoregon.com/2010/12/tobacco-facts/the-average-smoker-spends-1825-on-cigarettes-every-year
11. Hlais co-them. Rau cov tshuaj meds coj tsis tu ncua, nug koj tus DOC rau ib tug peb-lub hlis mov. Oftentimes, yuav ib tug peb-lub hlis tshuaj yog pheej yig dua tshaj yuav hli los ntawm lub hlis.
http://voices.yahoo.com/ask-doctors-rewrite-prescriptions-save-money-8342053.html?cat=5
12. Ua rau koj tus kheej shaving cream. Shave pennies tawm txhua shave nrog ib tug DIY cream / lotion zoo li no ib tug, www.littlehouseliving.com/easy-homemade-shaving-cream.html uas siv lotion txiv maj phaub roj, Shea butter, thiab txiv roj roj. Los yog cia li siv lwm yam (pheej yig dua) yam khoom los ntawm ib ncig ntawm lub tsev-txias, tus me nyuam cov roj, lossis ... tos nws ... txiv laum huab xeeb butter! http://greatist.com/health/banish-odors-peanut-butter-and-other-tips
13. indulge nyob rau hauv ib tug DIY spa hnub. Facemasks, lub cev scrubs, thiab cov plaub hau qhov ncauj qhov ntswg tsis tas rau pricey dab dej sov. Ua rau koj tus kheej spa-zoo li goodies nrog ib qho yooj yim-rau-ua cov khoom xyaw npe xws li txiv tsawb thiab kas fes.
14. Siv luv luv nqais. Dais cov tej lub sij hawm txias da dej! Tig cia lub tshav kub txuag nyiaj rau ob qho tag nrho dej thiab lub zog nws yuav siv sij hawm mus rau replenish koj cov dej tank. Yog hais tias txias nqais yog koj phem tshaj npau suav phem, sim kho koj cov dej rhaub lub cua kub hauv mus rau 120 degrees los yog tsawg dua. Koj mam li tseem txuag zog (tsis muaj qhov Goose tej pob). [Http://www.thedailygreen.com/going-green/tips/water-heater-temperature]
15. Ntaus li neeg nyiaj cheb. Saib seb koj lub tuam txhab muaj neeg perks thiab nyiaj cheb xws li gym neeg Memberships, pob ua si, cell-xov tooj ntaub ntawv kev npaj, tsev so nqi, thiab concerts. http://www.businessinsider.com/companies-with-awesome-perks-payscale-2013-1?op=1
16. Coj kom zoo dua dawb zog kawm ntawv. Zwm npe rau ib lub lim tiam-los yog ib tug hauv chav kawm ntawv-kis tom gyms los yog qoj studios. Ntau cov chaw muaj tsawg kawg yog ib free chav kawm los yog gym kev sib kho, thaum lwm tus muaj pheej yig, introductory nqi. Tsis txhob ntshai mus sim tshiab qhov chaw thiab tshiab muaj zog ncauj ke!
17. Kwj muaj zog cov chav kawm hauv internet. Kwj muaj zog cov chav kawm dawb los yog rau ib tug me me nqi. Ib co txhua hli subscriptions mus qoj video qhov chaw yog pheej yig dua tshaj ib tug nyob rau-tus neeg hauv chav kawm. Peb nyiam YogaToday, [http://www.yogatoday.com/], Txhua hnub Hlawv, [http://www.dailyburn.com/], thiab GaiamTV. [Http://www.gaiamtv.com/]. Tau txais cov phooj ywg muab kev koom tes nyob twj ywm lav ris.
18. Kho koj tus kheej. Qhov no yuav siv sij hawm ib tug ib co tswj yus tus kheej, tiam sis peb tiag kos npe ib daim ntawv ntawm frivolous kev siv nyiaj! Txhua txhua ib zaug nyob rau hauv ib lub sij hawm, mus tom ntej thiab yuav ib yam dab tsi koj tsis yeej xav tau (ahem, lwm lub raj mis ntawm ntsia thawv polish). Tsis tu ncua kho koj tus kheej [http://money.usnews.com/money/blogs/my-money/2013/03/27/five-ways-for-renters-to-sock-away-more-money] yuav pab tau koj xav tias tsawg txwv, yog li ntawd koj tsis mus rau ib tug kev siv nyiaj binge cia txoj kev.
Tsev thiab Electronics
19. Tua cov dej thaum txhuam kom tais diav. Tshuaj tsuag ib tug me ntsis dej rau tag nrho cov tais diav nyob rau hauv lub dab ntxuav tes, ces tig nws tawm thaum txhuam kom. Tig lub dej rov qab rau thaum nws yog lub sij hawm mus rau yaug. Tes ntxuav tais diav (tiv tiag ib tug tshuab ntxuav tais diav) xwb ib hnub ib zaug-thiab tsis tawm hauv cov dej khiav thaum txhuam kom-thiaj yuav cawm tau 200-500 gallons [http://www.spokaneutilities.org/sub55de.html?id=15060] ntawm dej kub rau ib lub hlis. Uas tsis yog zoo rau cov ib puag ncig; nws yog zoo rau koj lub hnab nyiaj.
20. lam hais ib tug tu kua. Nplawm koj tus kheej heev kos npe tu tov [http://www.apartmenttherapy.com/20-diy-green-cleaning-recipes-141129]. DIY tshuaj yuav ua tau tej yam ntuj tso, nyab xeeb, thiab-feem ntau ntawm cov sij hawm-tsis tshua kim. Nrog yooj yim cov khoom xyaw xws li ci dej qab zib, vinegar, txiv roj roj, thiab tshiab tshuaj ntsuab, DIY tshuaj yuav tau txoj hauj lwm ua tsis muaj hnyav tshuaj thiab rau ib feem ntawm tus nqi ntawm coj mus muag tshuaj.
21. Customize koj cua freshener. Zoo nkauj, fragrant phab ntsa paj, uas muaj ntxhiab tshuaj txau, thiab ib tug tua ntawm tshaj-nqe taws tswm ciab yuav ua tau ib co loj heev kev puas tsuaj nyob rau hauv koj lub hnab nyiaj. Deodorize ib tug stinky mudroom nrog ib tug yooj yim mix [http://smashedpeasandcarrots.blogspot.com/2012/03/easy-baking-soda-air-freshener-tutorial.html] ntawm ci dej qab zib thiab ib qho tseem ceeb roj ntawm koj nyiam. Kuv nyiam cov DIY Reed diffusers. http://sugarandcloth.com/2011/12/5-minute-diy-reed-diffuser/
22. Kawm kom tau cov khoom vaj khoom. Khaws cov khoom siv huv si thiab sim kho me me snafus koj tus kheej es tsis xa khoom siv (me me los yog loj) mus rau lub pob tseg thiab yuav tshiab. Siv sij hawm ib qho yooj yim cov kauj ruam-huv cov zaub mov hais thiab nyuaj dej teev ua ntej lawv txhim tsa, los tshawb xyuas lub cim khi rau rau coj, thiab lwm yam-kom muaj khoom siv 'thiav. http://www.diamondcertified.org/report/martin-harris-appliances/article/regularly-maintain-your-household-appliances-to-save-money-and-maximize-their-ef
23. Xaiv zog-npaum khoom siv. Lej yog ib qho yooj yim nyob rau hauv no ib. Tsawg zog siv sib npaug tsawg nyiaj siv. Yog hais tias koj ua hauj lwm fridge txig nplua, tej zaum nws yuav tsis tau nyob rau hauv koj qhov zoo tshaj plaws kev txaus siab mus rau Chuck nws; tab sis thaum koj txiav txim siab mus yuav tshiab khoom siv, http://www.nrdc.org/air/energy/fappl.asp, nws yog tsim nyog ntxiv moolah los yuav ib tug Zog Hnub Qub [http://www.energystar.gov/] qauv.
24. Nyob twj ywm txias tsis muaj lub AC. Lub feem ntau pom tseeb txoj kev uas yuav txiav cua txias nqi yog tsis siv cua txias txhua. Luckily, nws tseem ua tau kom txias rau ib tug kub stiflingly hmo los ntawm icing down mem tes ntsiab lus rau kev siv paj rwb los xij.
25. Tig tawm lub teeb. Flick tus tes hloov qhov nrog txhua kev hloov ntawm qhov chaw. Tig tawm uas tsev lub teeb los yog ua ib tug neeg hauv tsev cheb tua teeb nyob rau hauv tsis siv chav thiaj yuav cawm tau ib tug ob peb pennies no thiab muaj.
26. Hlais AC nqi. Tsis muaj peev xwm sawv ntsug rau ditch lub AC tag? Koj yeej tseem txiav rov qab on nqi. Teem lub cua kub hauv nruab nrab ntawm 74 thiab 78 degrees rau sib npaug kev nplij siab thiab lub zog nyiaj. Kom cov cua lim ntxuav (thiab hloov nws txhua txhua ob peb lub hlis) thiab kom lub qhov rais kaw thiab xauv thaum lub cua txias yog khiav.
27. Xyuas kom koj tus digs zoo-insulated. Thaum txias lub hlis tuaj txog, noj ib ob peb qho yooj yim cov kauj ruam mus rau koj lub tsev los yog winterize tsev kuj txo cov nqi zog. Sim plugging drafty qhov rooj nrog phuam da dej (los yog ib tug DIY cua ntsawj ntshab nab), winterizing qhov rais nrog yas los yog caulking, thiab beefing li rwb thaiv tsev kom ib lub tsev sov so thiab txiav rov qab on cua kub cov nqi tag nrho lub caij ntuj no ntev.
28. Nyob twj ywm sov so tsis muaj tus tshav kub. Thaum lub sij hawm hnyav lub caij ntuj no lub hlis, txheej mus nrog pam tshaj, haus dej haus ib tug kub cuppa tshuaj yej, thiab tau txais koj snuggle rau kom nyob twj ywm sov so es tsis txhob jacking mus rau ntawm lub tshav kub. Ib yam dab tsi raws li tej yam yooj yim raws li ib tug dej kub lub raj mis nyob rau hauv txaj yuav txhais li cas forgoing siab cov cua kub hauv Temps.
29. Tua lub raj. Thaum powering tawm lub TV tsis raws nraim tseg ntawd ntau zog, tig deb ntawm lub raj yuav txuag tau nyiaj nyob rau hauv ib tug nkaus txawv txoj kev. Tsawg TV lub sij hawm txhais tau tias tsawg raug tus kab mob mus rau ib tug yees 100 tawm txhua txhua plaub teev. Txhua coj mus muag showcasing ib tug peb lub hlis twg pounder los sis ib tug hauv paus cyclone technology lub tshuab nqus tsev no yog tsim los muag tau txais kev pab ib yam khoom, uas yog zoo nkauj qus khoom xav tias TV yog suav tias yog zoo tshaj advertising channel.
30. ditch cable. Ya'll npaj txhij rau qhov no? Yuav rhuav tshem cable thiaj yuav cawm tau $ 500 ib xyoos. Dhau lub cuab noj qab haus huv kev pab cuam ntawm zuj zus lawm TV lub sij hawm-xws li nce pw tsaug zog, prioritizing koj lub neej kev, thiab txhawb tsis muaj mob nyhav-limiting tsum vam khom cable TV thiaj yuav cawm tau ib tug ntau yam pauv loj npaum li cas ntawm cov nyiaj. Tsis txhob ntshai! Muaj lwm txoj xws li Hulu, Hulu Plus www.hulu.com. ($ 8 rau ib lub hlis), thiab Netflix https://signup.netflix.com/HowItWorks ($ 8 rau ib lub hlis). (Tab sis yog kuv tsis muaj peev xwm cog lus rau koj yuav tsis tau txais addicted mus rau ib tug tshiab series).
31. Hloov mus rau lub zog npaum qhov muag teev. Koj twb pom tej zaum lub zog npaum lub teeb qhov muag teev nyob rau hauv txee ntawm lub khw kho vajtse. Lawv yuav ua tau ntau kim tshaj lawv ib txwm counterparts, tab sis lawv them tawm nyob rau hauv ntev khiav: LED qhov muag teev thiab compact fluorescent teeb qhov muag teev (CFLs) yuav tau tsawg zog khiav. Vwm raws li nws yuav sound, zog npaum lub teeb qhov muag teev thiaj yuav cawm tau mus saum ntuj ntawm $ 10,000 tshaj ib tug 10-xyoo lub sij hawm.
32. Txo Phantom hwj chim. Tsis muaj, Phantom hwj chim tsis yog ib co tsi phau ntawv dab neeg phau ntawv neeg phem. Nws yog tus ntse heev khiav ntawm lub zog los ntawm cords xob mus rau hauv outlets thaum lub pab kiag lawv nyob nraum nrog rau cov nyob rau hauv standby hom los yog powered tawm. Unplug xov tooj ntawm tes Chargers thiab hluav taws xob thaum koj nyob nraum tsis siv lawv. Lub Environmental Protection Agency kwv yees hais tias Americans muaj nyob txhua qhov chaw nruab nrab ntawm 20-40 li (los ntawm luam ntawv mus rau kas fes ua) siv Phantom loads thoob plaws hauv lawv lub tsev-thiab no tag nrho cov ntxiv li nyiaj needlessly siv rau lub zog.
33. Siv ib tug surge protector. Kom nws yooj yim dua mus kaw lawm tus mighty ncees uas Phantom hwj chim (saib Tsis tau 32), siv ib tug surge protector thiab tua tus tes hloov qhov thaum nws tsis nyob rau hauv kev siv.
Socializing
34. Nrhiav zoo siab teev dej haus specials. Lub xem xau nrog Foursquare mus nrhiav dej haus specials nyob rau hauv zos tuav thiab nojmov. Av-pheej yig dej qab zib thiab tsis muaj cover xwb ua rau lub moniker "Nws yog tsib o'clock qhov chaw" tag nrho cov xav paub ntau tshaj txaus siab. https://itunes.apple.com/ie/app/foursquare/id306934924?mt=8
35. Nplawg li koj tus kheej kom tos txais lwm phaib. Los ntawm "ua tsaug" notes rau hnub yug phaib, tag nrho nws yuav siv sij hawm los mus ua kom ib tug classy-lookin 'DIY card http://pinterest.com/laceytm/diy-greeting-cards/, yog ib co cardstock thiab ib tug me ntsis creativity. Nyob rau hauv sib piv, khw muag khoom-yuav cards yuav raug nqi ib ncig ntawm $ 5,99 thiab yuav muaj cov lawv mam li yuav tossed nyob rau hauv cia li ib tug ob peb hnub.
36. Muaj ib tug potluck. Lub premise yog yooj yim: Thaum ib tug potluck noj hmo, txhua invitee coj nrog ib lub zaub mov ntawm cov zaub mov, uas yog ces noj los tag nrho. Ntau ntau tus neeg sib npaug ntau ntau cov zaub mov. Delegating tais diav nrog cov qhua ua rau nws yooj yim dua rau tus tswj tuav tsev neeg los ntawm txuag lub sij hawm, lub zog, thiab (ntawm cov chav kawm) nyiaj. Ntxiv: Noj nrog cov phooj ywg yog zoo rau peb noj qab haus huv.
37. Noj cov khoom uas nyob rau hauv, sab nraum. Noj mov nyob rau hauv tsis muaj txhais li cas chowing cia sab hauv. Coj tau ib tug mus rau ib tug noj mov chaw ua si, ib tug puam, los yog txawm koj togtsev thiab ua noj hmo cia li ib tug me ntsis xav paub ntau tshaj tshwj xeeb (yam tsis tau muaj rau taub).
38. Nqa koj tus kheej lub raj mis. Hit li BYOB khw nojmov mus dai tawm nrog cov phooj ywg, txaus siab rau ib tug zoo noj mov, thiab cawm tau ib tug ton nyob rau hauv lub cawv cim-up. Hu ua ntej mus saib yog hais tias muaj yog ib tug corkage nqi. http://www.realsimple.com/work-life/etiquette/sticky-situations/byob-restaurants-00000000060676/index.html
39. Ua rau koj tus kheej tej khoom plig. Thaum nws tawm los lub sij hawm rau hnub yug thiab cov hnub so, peruse Pinterest rau hauv tsev plig tswv yim xws li DIY taws tswm ciab, lub ntsej muag scrubs, ci hmoov sib tov, thiab lub tsev khoom muag.
Lom ze
40. Mus rau lub movies thaum lub sij hawm ib hnub. Ntaus li ib tug matinee thiaj yuav cawm tau ib tug ob peb buckaroos rau ib tug neeg. Thiab smuggling nyob rau hauv ib ob peb tsis muaj mob khoom noj txom ncauj thiaj yuav cawm tau ib tug ton (ob leeg nyob rau cov nqe lus ntawm nyiaj txiag thiab noj qab haus huv) piv rau thoob nqi thawv ntawm cov khaub noom thiab cartons ntawm paj kws.
41. Puav cov phau ntawv, music, thiab DVDs. Qhia koj nyiam nyeem hais tias, movies, thiab suab paj nruag nrog cov phooj ywg es tsis txhob yuav tej yam uas nyob rau ntawm lub khw. Nrhiav rau thiab muag txo nqi collections nyob craigslist thiab PaperBackSwap, http://www.paperbackswap.com/index.php, los yog mus saib siv phau ntawv thiab cov suab paj nruag khw muag khoom.
42. Tau ib tug library card. Ib daim library card nyiaj pab saib mus rau ntau txhiab ntawm cov phau ntawv dawb, tab sis hais tias tsis yog tag nrho. Siv koj daim library card qiv movies, cov phau ntawv Magazine, thiab ntawv xov xwm. Lub tsev qiv ntawv yog ib qhov chaw zoo mus tau ib co kev ua hauj lwm ua dawb dawb xwb (aka tsis muaj kev txaj muag ntawm tsis yuav ib qhov siv nyiaj latte).
43. Qhia media streaming accounts. Tsis muaj ib tug Netflix account koj tus kheej? Phua lub twb tsawg txhua hli nqi nrog ib tug roommate, tsev neeg, los yog phooj ywg. Tib mus rau magazine subscriptions thiab muaj zog streaming qhov chaw.
44. Sau koj tus kheej ua yeeb yam. Tig tom tsev movie saib mus rau hauv koj tus kheej mini xinesmas (ib tug minema, yog tias koj yuav). Ua paj kws, splurge on dej qab zib, thiab tej zaum txawm mus tag nrho tawm nrog ib lub thawv ntawm qaub-chav cov me nyuam. Tua lub teeb thiab lub xov tooj, thiab cawm tau chatting rau tom qab movie rau ib tug ua yeeb yam zoo li kev tsis muaj shelling tawm tons ntawm cov nyiaj.
45. ditch unread subscriptions. Yog hais tias koj teem ntawm cov phau ntawv Magazine tau txais ntau lub sij hawm nyob rau hauv lub recycling dab tshaj nyob rau hauv koj maj paws, ces nws tej zaum lub sij hawm kom tshem tau ntawm unread subscriptions. Txawm ib ditched subscription yuav cawm tau tsawg kawg yog $ 10 ib xyoo. http://www.budgetsaresexy.com/2011/02/clearing-out-my-crap/
46. Saib dab tsi tshwm sim nyob ib ncig ntawm lub zos. Khij lub zos ntawv xov xwm, hauv lub zos lub website, los sis kas fes kav boards dawb los yog pheej yig cov txheej xwm, los ntawm ua liaj ua teb 'kev lag luam mus rau concerts nyob rau hauv lub tiaj ua si, uas yog yuav mus nyob ib ncig ntawm koj lub hwj.
47. Yuav tsum ntse nyob rau ntawm lub tsev khaws puav pheej. Hu rau hauv zos lub tsev khaws thiab Zeem txog txhua hli free-kev yuav hnub. Ib co tsev khaws thab muag khoom hnub ib hnub ib lub hlis dawb los yog rau ib tug txo nqi nqi. Lwm yam lub tsev khaws muaj ib tug them-dab tsi-koj-yuav pab tau kev xaiv xyoo puag ncig. http://www.nyc-arts.org/collections/35/free-museum-days-or-pay-what-you-wish
Khaub ncaws
48. Ntxuav tawm koj txee dai khaub ncaws. Coj ib co sij hawm mus tiag muab tso rau txhua yam nyob qhov twg nws yog txob txwm mus. Ib zaug koj twb ncaav koj cov khaub ncaws yog li txhua yam muaj ib qho chaw, nws yog yuav koj yuav nrhiav tau nco qab tej yam uas nkaum nyob rau hauv koj lub txee dai khaub ncaws thiab rethink yuav ib tug tag nrho tshiab wardrobe.
49. Kos daim ntawv. Tsis txhob "qhuav huv si xwb" khaub ncaws uas yuav raug nqi ib txhais caj npab thiab ib tug ceg kom muaj. Rau tawv-rau-huv yam khoom xws li ntaub plaub, ntuab kab, thiab rayon, tes ntxuav nrog me me soaps es tsis txhob shipping lawv tawm mus rau lub qhuav tshuaj.
50. Saib xyuas ntawm kev khaub ncaws uas nej muaj. Txawm hais tias koj yuav tau them ib tug me ntsis xav paub ntau tshaj los mus ua ib tug cais load ntawm dawb, koj mam li txhawb khaub ncaws thiav. Khaub ncaws yog ib qhov siv nyiaj peev, thiab noj zoo saib xyuas ntawm koj tus wardrobe yuav txuag tau nyiaj lub sij hawm. Noj me me cov kauj ruam-xaws rau poob nyees khawm, chav ris (lig zoo txias rau nkawv noj), thiab lwm yam-kom cov khaub ncaws dhau los lawv cov prime.
51. Ua lub "sniff xeem." Txhua lub sij hawm koj txiav txim siab nws yog ntxhua khaub ncaws hnub, soj ntsuam yog tias koj yeej yuav tsum ntxuav ib yam dab tsi. Mus tom ntej, sniff koj cov khaub ncaws thiab ntsuam xyuas yog hais tias tsis yog-hnav T-shirt yeej xav tau ib tug khiav mus txog rau lub tshuab ntxhua thiab ziab khaub ncaws. Lub ntsiab nyob ntawm no yog tias laundering tsawg txhais tau hais tias koj cov khaub ncaws yuav nyob ntev dua.
52. Dai ib co khoom mus rau qhuav. Dryers tsis tau tsuas yog expend zog, lawv puas khaub ncaws thiab txo lawv vasthib. Lub nqi ntawm ib tug khiav tshuab tsis yog tag nrho cov uas ntxhab, tab sis qhov ntau tam sim ntawd cov nyhuv yog tswj lub sam xeeb ntawm txhua yam rau ntawm cov khaub ncaws.
53. Siv dej txias. Lub kim tshaj plaws ib feem ntawm ntxuav khaub ncaws yog cua sov mus rau ntawm lub dej. Siv dej txias txuag nyiaj-nyob ib ncig ntawm 50 xees rau ib load-on cua kub nuj nqis. Kub dej nyob rau hauv qhov tseeb ntxuav zoo dua, tab sis cawm tau nws rau tiag soiled khaub ncaws es tsis lub xwb-me ntsis-stinky khoom.
Khw
54. Cia koj lub hnab nyiaj hauv tsev los yog nyob rau ntawm lub chaw ua hauj lwm. Mus rau ib tug taug kev? Cia koj lub hnab nyiaj thaum koj taub hau tawm yog li koj yuav tsis raug ntxias mus lob kas fes los sis mus ua ib tug mini khw mus txawv tebchaws.
55. Kos npe rau tej nqi zog phaib. Muaj ib tug ntshaw card yuav txuag tau nyiaj on txhua hnub yam khoom xws li tshuaj zawv plaub hau los yog ntaub hoob nab (Yog hais tias cov emails los ntawm khw muag tshuaj thab koj, tam sim ntawd unsubscribe.).
56. daim Coupon zoo li ib tug champ. Troll rau hauv internet daim coupon codes. Couponing tsis muaj txhais li cas teev clipping circulars. Coj kom zoo dua qhov chaw uas tailor coupons rau koj kev txaus siab thiab xav tau kev pab, xws li thekrazycouponlady.com http://thekrazycouponlady.com/ thiab coupons.com. http://www.coupons.com/
57. Tos muag. Mus saib retailmenot.com http://www.retailmenot.com/, mus nrhiav nyiaj cheb rau ib tug nyiam yam khoom los yog lub khw. Ntxiv nyiaj: Tos kom txog thaum qhov kawg ntawm ib lub caij mus yuav cov khaub ncaws thaum lawv nyob tag nrho ib nrab-off los yog ntau tshaj.
58. Muas generic. Sim tawm tsis tseem hom ntawm ib co ntawm koj feem ntau yuav khoom. Oftentimes, nws yog nyuaj rau pom ib qhov txawv. Tej kev yuav khoom, xws li cov tshuaj thiab organic khoom noj khoom haus, yog tshwj xeeb tshaj yog ntse mus yuav tsis tseem vim hais tias lawv nyob nraum tswj los ntawm FDA thiab lub USDA, ntsig txog.
59. Nyiaj so koobtsheej khw tom qab lub hnub so. Yuav txiv hnub phaib rau hnub tom qab txiv hnub, wrapping ntawv tom qab Christmas thiab Chanukah, thiab Easter paraphernalia tom qab Easter. Feem ntau cov khw muag khoom noj ntau txo nqi rau lub caij cov khoom uas tom qab lub hnub caiv muaj tau.
60. ua raws li lub 30-hnub txoj cai. Yog hais tias koj xav tias zoo li koj nyob nraum kho koj tus kheej mus rau ib qho ruaj yuav khoom, nws tej zaum yog ruaj (thov txim). Sau qhov khoom down thiab tos peb caug hnub. Yog hais tias nyob rau ntawm lub kawg ntawm lub sij hawm ntawd koj txiav txim siab koj tseem xav kom nws, ces mus rau nws.
61. Muas nyob rau hauv loj. Yuav tus kheej mob khoom, xws li deodorant thiab tes xab npum, nyob rau hauv ib thooj (tsuav koj ntseeg koj mam li tiag siv nws tag nrho cov). Yuav loj yuav luag ib txwm txuag nyiaj nyob rau hauv lub chav tsev nqi.
62. Rho Tawm credit card tooj. Tshem tawm credit card tooj los ntawm hauv online accounts ... zoo li tam sim no! Qhov no txoj kev, nrog txhua tshiab yuav khoom, koj yuav tsum ua consciously plug nyob rau hauv cov xov tooj thiab nug seb yuav yog tiag tiag tsim nyog.
Khoom noj khoom haus thiab Haus
63. Loj hlob koj tus kheej cov zaub mov. Khoom tsis yeej ib txwm muaj los ntawm cov khoom noj tom khw, los yog txawm lub ua liaj ua teb 'kev ua lag luam. Ib tug ntau yam ntawm tshuaj ntsuab, txiv hmab txiv ntoo, thiab Veggies yog ib qho yooj yim mus rau loj hlob (txawm sab hauv tsev!). Lej yog yooj yim: Ib pob ntawv ntawm cov noob yuav raug nqi tsawg tshaj li ib duas, tsis tau nws yuav loj hlob kaum ob ntawm cukes, txiv lws suav, los yog ntsuab taum.
64. Sau ib daim ntawv thiab lo rau nws. Xaiv yaam kev tso kawm ntawm cov khoom noj raws li zoo raws li yus xav ntim feem ntau muaj peb tawm hauv lub khw uas muaj ib tug ob peb ntxiv hnab tshaj peb npaj mus rau (thiab ntau yam ntxiv bucks siv). Ib tug zoo txoj kev uas yuav tsav ntshiab ntawm impulse yuav yog sau ib tug khw daim ntawv teev ua ntej yuav mus rau hauv lub kiab khw thiab ces lo rau nws.
65. scrutinize khoom noj circulars. Mus saib tej khoom noj circulars mus saib uas lub khw muaj feem ntau ntawm koj nyiam mus-mus rau tej khoom rau hauv muag khoom. Yog hais tias koj tsis tau txais daim ntawv, saib txhua lub khw lub txhua lub lis piam specials online.
66. Mus mus kiab khw rau ib tug tag nrho lub plab thiab ib leeg. Tsis txhob cia ib tug rumbly pw khwb rwg los yog ib tug kus kes tus txij nkawm pab nej tej khoom noj daim ntawv teev. Lub taub hau mus rau lub tsev loj tom qab koj twb noj-tshawb fawb qhia tias yuav khoom nrog tshaib plab li tej zaum yuav txhais tau li cas ntau cov zaub mov nyob rau hauv lub tawb nqa khoom.
67. Siv ib lub pob tawb. Siv ib lub pob tawb es tsis txhob ib tug cart yog tias koj paub tias koj xav tau yog ib tug ob peb yam khoom. Nws mam li ua rau koj pov rau hauv ntau tshaj li koj xav tau (ntxiv, koj yuav tau txais ib lub mini caj npab workout thaum koj kav).
68. Tsis txhob yuav xwb vim hais tias koj muaj ib tug daim coupon. Daim coupon clipping yuav tsum tsis txhob yuav ib tug ua haujlwm hauv tsev. Zaum ib zaug ib lub lim tiam los yog ib hlis ib zaug thiab tsuas yog clip tej yam uas koj yeej yuav siv es tsis yuav ib yam dab tsi cia rau lub hom phiaj ntawm tau txais ib tug zoo deal.
69. BYOB (coj koj tus kheej lub hnab). Mus tom khw yuav zaub nrog ib lub hnab ntaub nyob rau hauv rub tsis tau tsuas yog txiav down rau ntawm daim ntawv thiab yas pov tseg, nws thiaj yuav cawm tau koj cov nyiaj (albeit ib tug heev me me ntsis). Khw muag khoom nrog Target, CVS, Whole Cov khoom noj, thiab Tub luam Joes muaj incentives rau rov siv tau dua hnab, zoo li nyiaj rov qab (5-10 xees) los yog nkag mus rau hauv ib daim duab rau ib tug khoom plig daim ntawv pov thawj.
70. Muas yog dab tsi nyob rau hauv lub caij. Yuav tsim uas yog nyob rau hauv lub caij thiab nrhiav zaub mov txawv uas feature caij khoom. Heev ua liaj ua teb 'kev lag luam thaum lub sij hawm lub caij nplooj ntoos hlav, lub caij ntuj sov, thiab poob rau ntawm nej nyob zus khoom uas yog feem ntau tsis tshua kim tshaj tej khoom noj-khw-yuav khoom noj khoom haus xa nyob rau hauv los ntawm mais thiab mais deb.
71. Xaiv cov organic tsuas ib co ntawm cov sij hawm. Organic khoom yog ze li ntawm ib txwm ntau kim tshaj qhov conventionally zus ntim, tab sis qhov xwm zoo yog tias ib txhia txiv hmab txiv ntoo thiab Veggies yog ib tug-cas mus yuav tsis muaj cov organic tsiaj hiav txwv ntawm kev pom zoo.
72. Hais kom ib tug los nag tshev. Yog hais tias ib yam khoom koj nyiam yog nyob rau muag, tab sis tau khiav tawm, nug txog ib tug los nag tshev. Ib zaug qhov khoom yog nyob rau hauv Tshuag dua, koj yuav tsum tau yuav nws rau thawj zaug muag nqi.
73. Dhau li nyob rau txheeb npe tawm txoj kab nqi. Ob lub qhov muag nyob rau hauv tus pauv nyiaj! Tsis txhob txawm ua kom lub tswv yim ntawm impulse yuav nyob rau ntawm lub txheeb npe tawm kab (nyob ntawm no yog nrhiav nyob rau hauv koj, pos hniav thiab tabloids). Thaum ho coj yog tsim los yuav qhov muag candy, tab sis koj feem ntau yuav tsis muaj kev xav tau rau ib tug cim-up granola bar.
74. Nyiaj Ntsuab nyob rau hauv on kaus poom thiab fwj. Zom ua dua tshiab iav thiab txhuas empties rau muab tso rau ib tug me ntsis ntxiv kev hloov rov qab nyob rau hauv koj lub hnab tshos. Nyob rau hauv lub xeev nrog lub raj mis nqi, txhua lub raj mis los sis yuav cawm 5-10 xees.
75. Kav nyob rau hauv loj. Yuav koj nyiam yam khoom-los ntawm taum mus beets-nyob rau hauv loj. Cia li tsis Tshuag li rau ib tug caij nplooj ntoos zeeg-tawm lub tsev-ua kom koj siv tau mus txog tej yam uas koj muaj ua ntej loj-muas dua. Peruse koj tej khoom noj khw lub loj bins rau noob, ceev, thiab nplej. (Nco ntsoov khij lub unit nqi ua ntej mus saib yog hais tias tus nqi yog tiag tiag tsis tshua kim tshaj lub pre-ntim versions.).
76. Haus dej ntau dua. Haus dej tej zaum yuav zoo li zoo li ib tug tsis muaj-brainer rau noj qab nyob zoo, tab sis nws yog ib tug ntshiab-txiav khiav nyob rau hauv cov nyiaj-saving qeb. Dej qab zib, kua txiv, thiab tshwj xeeb tshaj yog dej caw yuav NKAUS li tej khoom noj nqi thiab tsev noj mov tshev. Switching rau dej feem ntau ntawm cov sij hawm thiaj yuav cawm tau ib tug zoo yam ntawm moolah.
77. Noj cov khoom uas khov Veggies. Nqe ntawv nplaum rau ntawm zaub tshiab tej zaum yuav ua rau koj noj mov koj Veggies, tab sis muaj ib tug pheej yig dua lwm txoj uas yog cia li raws li kev noj qab nyob. Yausua ua raws li frozen Veggies rau ib co recipes yuav txiav ib tug ob peb nyiaj no thiab muaj. Tsuas nco ntsoov mus saib chav tsev nqi, raws li ib co nyob rau hauv-lub caij zaub tshiab tej zaum yuav tsis tshua kim tshaj lub khov ntau yam.
78. Ob chav koj daim ntawv qhia. Ua noj ntau yam zaub mov noj nyob rau hauv ib lub sij hawm-ob daim ntawv qhia ua, los yog ua noj ib tug ob peb recipes nyob rau tom ib zaug-thiab ces khov ib co rau tom qab thaum koj twb tau txais tsis muaj lub sij hawm rau noj mov npaj (txuag koj ntawm cov nuj nqis ntawm nqa mus tawm cov zaub mov). Yog hais tias ib zaug-ib-lub hlis ua noj ua haus yog heev daunting ib tug hauj lwm, lo rau ib zaug ib lub lim tiam los yog ib ob peb lub sij hawm ib lub lim tiam.
79. Siv ib tug Crock lauj kaub. Ib tug qeeb cooker yuav ua tau ib yam ntawm qhov zoo tshaj plaws chav ua noj nyiaj savers txij thaum nws yog yog li pheej yig khiav (lawv siv xwb 100 watts ntawm hluav taws xob, uas txhais tau hais ib pluas noj ib lub lim tiam racks li tsawg tshaj li ib duas rau cov hluav taws xob daim nqi). Ib-lauj kaub zaub mov noj nyob rau hauv lub Crock tig tsis tshua kim ntshiv mus rau hauv six, kev sib tw tais diav. Lub me me lub tshuab kuj tsim tawm lossis loj batches ntawm cov zaub mov mus rau khov rau yav tom ntej.
80. Ua rau koj tus kheej kas fes. Brew uas thaum sawv ntxov khob ntawm Joe hauv tsev los yog siv sij hawm zoo dua ntawm qhov chaw ua hauj lwm kas fes txiag cawm txog li $ 15 ib lub lim tiam. Ua kas fes hauv tsev los yog nyob rau tom chaw ua hauj lwm kuj yog ib tug environmentally friendlier xaiv txij thaum koj yuav tsis tsum dumping ib daim ntawv khob nrog txhua yuav khoom.
81. Txuag tau tag nrho koj cov pennies. Txuag spare hloov thiab siv nws rau ib tug kev lom zem haus dej uas koj tsis yeej xav tau, xws li ib tug zoo nkauj taub dag txuj lom latte los yog ib lub raj mis ntawm kombucha. Es tsis txhob tsis txhob ib tug $ 4,00 haus kom meej, siv cov xoob hloov uas yuav tau daig nyob rau hauv tus neeg tsav tsheb lub rooj zaum rau nkawv noj. Koj yuav tau mus kho koj tus kheej tsis muaj muab tej sab nyob rau hauv koj lub hnab nyiaj.
82. Ua rau koj tus kheej snacky cov khoom noj. Khoom txom ncauj tuav, ceev-ua noj ua haus oatmeal khob, thiab ib tug neeg hummus khob tag nrho cov tuaj nrog ib tug nqi-thiab nws yog yuav luag ib txwm siab tshaj ib tug hauv tsev version. Siv ib tug me ntsis lub sij hawm nyob rau hauv lub chav ua noj kom tsis muaj mob, tsis tshua muaj ua versions ntawm ntim khoom noj txom ncauj.
83. Xim av hnab noj su. Packing noj su rau kev ua hauj lwm los yog tsev kawm ntawv yog feem ntau cov muaj mob kev xaiv; ntxiv, nws txuag on khoom noj khoom haus markups tom zaum-down khw nojmov thiab ceev ceev-zaub mov pob qij txha. Es tshaj ib tug $ 10- $ 15 noj su los ntawm lub ces kaum Xuas, ib tug noj su los ntawm lub tsev yuav raug nqi li ib ob peb duas las.
84. To taub tas sij hawm cov hnub (thiab tiv thaiv cov zaub mov ua rau zaubmov lwj). Ntawm no yog ib tug me ntsis pub leejtwg: tas sij hawm cov hnub tiag xa mus rau qhov zoo thiab freshness ntawm cov zaub mov, tsis yog kev ruaj ntseg. Khoom noj khoom haus yog feem ntau muaj kev ruaj ntseg mus rau noj txawm tshaj "muag los ntawm" thiab "siv los ntawm" hnub, yog li ntawd ntev raws li nws yog cia txoj cai. Kom cov zaub mov los ntawm spoiling-ua ntej tej stamped hnub-los ntawm teeb lub fridge cov cua kub hauv mus rau 40 degrees los yog hauv qab no thiab khov ntshiv tsis pub dhau ob hnub ntawm kev yuav khoomb.
85. Kev koom tes nyob rau hauv Meatless hnub Monday. Txiav nqaij los ntawm ib tug noj mov ib lub lim tiam (nws tsis tas yuav yog rau ib tug Monday) thiaj yuav cawm tau ib tug ob peb bucks vim hais tias cov nqaij, nqaij qaib, thiab ntses muaj ntau kim tshaj lwm yam protein qhov chaw. Pauv nyob rau hauv taum, legumes, qe, ceev, thiab cov noob rau ib tug yooj yooj yim thiab noj qab nyob zoo txoj kev (ob rau tib neeg thiab lub ntiaj chaw) fatten mus rau ntawm lub hnab nyiaj.
86. Siv kev saib xyuas ntawm qhuav khoom (thiab khov lawv ua ntej). Khw nplej thiab txuj lom nyob rau hauv airtight ntim thiab cia lawv nyob rau hauv ib lub txias, maub qhov chaw. Khov hmoov, piam thaj, nplej, thiab ci hmoov sib tov nyob rau hauv lub freezer rau ob mus rau plaub lub lis piam mus kom txee lub neej mus txog ob lub xyoos. Khaws cia cov khoom no nrog saib xyuas txhais tau tias lawv yuav kav ntev (Cia li vim hais tias qhuav khoom uas qhuav tsis tau txhais hais tias lawv tsis muaj ib tug tas sij hawm hnub.).
87. Yuav koj tus kheej ice cream los yog dessert. Es tsis txhob xa me nyuam rov ntxiv ua khob noom cookie rau ib hlais cov ncuav qab zib thiab ib tug cappuccino, txuag lub khoom qab zib rau tsev qab zib tsev es tsis ordering lawv nyob rau hauv ib lub tsev noj mov.
Tsheb thauj mus los
88 Taug kev thiab tsheb tuam thaum twg ua tau. No ib tug yog raws li tej yam yooj yim li strapping rau ib tug kaus mom hlau los yog txiav mus txog ib khub sneaks. Tsis tau tsuas yog yuav ib tug tsheb kauj vab los sis taug kev taug kev mus rau lub tsev loj los yog mus ua hauj lwm muab kev pab noj qab haus huv cov kev pab cuam, tab sis nws yog tseem xav paub ntau tshaj tus nqi-zoo (tsis muaj roj av yuav tsum tau!).
89. Carpool. Qhov nruab nrab American commuter dauv ntau tshaj $ 1,000 rau cov pa roj txhua xyoo xwb tsav tsheb mus thiab los ntawm hauj lwm. Carpooling nrog ib tug coworker tsis tau tsuas yog txiav roj nqi tab sis kuj txuag on txij nkawm, lub ntsiab lus koj yuav tsis muaj kev txhawj ntau li ntau txog muas ib lub tsheb tshiab nyob rau hauv lub nyob ze yav tom ntej.
90. Sau koj log tsheb. Kom inflated log tsheb yuav ua rau kom cov roj ua hauj lwm zoo los ntawm ntau tshaj peb feem pua-uas txhais tau hais tsawg nyiaj siv rau roj. Xyuas log tsheb nquag nrog ib tug log tag huv tibsi kom lawv nyob txhij tsim pumped li.
91. Tsis txhob cia qua ntxi nyob rau hauv lub tsheb. Tau tshem ntawm cov qua ntxi nyob rau hauv koj lub cev; nws jacking li koj gas nqi dhia kev. Qhov ntau ib lub tsheb nqa, lub zuj zus nws cov roj nqi dhia kev. Ib tug ntxiv 100 phaus nyob rau hauv lub pob tw txiav ib tug raug tsheb lub roj kev khwv nyiaj txiag los ntawm ob feem pua. Xa me nyuam rov rau hauv lub ceeb thawj yuav cawm tau ze li ntawm $ 40 nyob rau hauv ib lub xyoo.
92. Tsis txhob mus ua si nyob rau hauv lub tsheb. Yog hais tias koj muaj ib lub tsheb, txwv mus kawm tawm los ntawm kev npaj ua ntej. Ua ke Tswv tej hauj lwm rau hauv ib lub ib zaug-ib-lub lim tiam tsev muag tshuaj / supermarket / kho vajtse khw cheb. Ntxiv: Qhov no yog feem ntau yog ib tug ntau txuag siv koj lub sij hawm!
93. pob lub teeb thiab phau ntawv hauv internet. Tsis txhob vwm lub phij xab nqi nyob rau ntawm lub tshav dav hlau los ntawm Yausua ua raws li ib tug nqa-on thiab ib tus kheej yam khoom yog tias koj nyob nraum taws rau ib tug luv luv mus txawv tebchaws. Phau ntawv davhlau tickets hauv internet nrog cov chaw zoo li Orbitz.com thiab Hotwire.com kom koj yuav piv dav hlua nqi thiab nrhiav tau qhov zoo tshaj plaws deals. Yog hais tias koj book on cheapair.com, lub tsev kawm ntawv txawm nyiaj tau rov qab coob uas xam nrog qhov txawv yog ib tug twb muaj-muas daim pib tau tshem tawm nyob rau hauv nqe.
94 xyoos Coj kom zoo dua ntawm pej xeem kev thauj mus los. Opting rau ib lub tsheb npav caij es tsis tsav tsheb rau koj tus kheej mus ua hauj lwm txhua txhua hnub yuav yooj yim txuag tshaj $ 100 tauj ib lub hlis (factoring nyob rau hauv cov nqi ntawm chaw nres tsheb, roj, thiab lub tsheb txij nkawm). Yog hais tias ib tug tsheb loj tsis yog ib tug siv tau commuting kev xaiv, sim nws tawm raws li ib tug pheej yig dua (tsis hais tsis stressful) xaiv tshaj li tsav tsheb mus rau ib tug so haujlwm lo lus uas peb los yog mus xyuas tsev neeg. Tua rau off-ncov lub sij hawm (tom qab 10am) thiab phau ntawv nyob rau hauv ua ntej yog tias ua tau. Thiab ntawm chav kawm, yog hais tias koj ib lub nroog-dweller, lub subway yog ntau pheej yig dua tshaj owning ib lub tsheb los yog nquag noj ib tsheb tav xis. -Bird.
Ntsuam xyuas nyiaj thiab nyiaj
1. Xaiv ib lub tsev txhab nyiaj uas muab rov qab. Nrhiav ib tug bank uas ua rau cov kev txiav txim zoo tshaj plaws rau koj. Nrhiav kev tawm perks zoo li tsis muaj ATM nqi, siab paj rau cov txhab nyiaj tau, thiab tsis muaj overdraft cov nqi. Me ntug dej feem ntau muaj zoo dua kev txaus siab nqi thiab perks. Yog hais tias koj lub tsev txhab nyiaj yuav tsis muab cov perks, hu rau lawv thiab nug lawv seb lawv yuav. 1). www.forbes.com/2010/01/16/banking-fees-fdic-business-wall-street-banks.html 2). www.ilsr.org/top-5-reasons-choose-community-bank-or-credit-union/
2. Faib li koj daim tshev. Nug koj lub tuam txhab txoj kev tib neeg cov kev pab department mus rau faib li txhua tus koj daim tshev ua hauj nruab nrab ntawm koj lub txhab nyiaj khaws nyiaj thiab checking accounts. Teem ib lub feem pua kom cia li tso nyiaj rau hauv koj lub txhab nyiaj khaws nyiaj yog li koj tsis tshua inclined rau kov nws thaum tawm ntawm qhov bar. Lwm ntxiv: nqi paj laum yog feem ntau siab tshaj rau cov txhab nyiaj tau tshaj lawv yog cov rau xyuas.
3. Cuab cov hom phiaj nrog ib tug pob nyiaj-soj qab saib app. Teem ib goal- "Them tawm credit card nuj nqis!" - Thiab ces tuaj nrog ib tug actionable, tseeb txoj kev npaj rau kawm tsis tau raws nws (thiab ces lo rau lub hom phiaj!). Sim tawm nyiaj txiag-mus txog qhovtwg apps zoo li lub Mint, www.mint.com/what-is-mint/ uas muaj ib tug yeeb yam barometers ntawm tej hom phiaj.
4. Kos rau ntawm koj tus account. Ua zoo li tus Sherlock Holmes ntawm koj bank account thiab tsis tu ncua scour rau funny-nrhiav tsub. Nyob rau sab saum toj ntawm koj tam sim no tshuav nyiaj li cas thiab yav tag los yuav khoom tso cai rau koj mus rau seeb uas tsis raws li zoo raws li qhov chaw ntawm kev siv nyiaj uas tau muab txiav rov qab (Li koj yeej xav tau noj-peb hnub ib lub lim tiam?).
5. Siv tub nyiaj sab nrau sparingly. Yuav ntse txog ATM mus ncig ua si. http://commonsteps.org/48493.html thim ib yam ntawm cov nyiaj txhua txhua ob peb lub lis piam thiab stash nws nyob hauv tsev. Hais tias txoj kev koj yuav tsis raug yuam kom hit li ib tug uas tsis yog-zwm bank (thiab tau whacked los ntawm ATM nqi). Them nrog nyiaj ntsuab yuav kuj hnov ntau "tiag tiag" tshaj siv ib lub hnab yas card. Sim withdrawing ib co nqi txhua lub lim tiam thiab so rau nws. Nyob txhim tsa, koj yuav faib li nyiaj ntsuab mus rau hauv tiag tiag cov hnab ntawv-tsis yog ib qho app-nrog pawg zoo li "zaub mov", "nqi xauj tsev," thiab "kev lom zem." Thaum ib lub hnab ntawv mus tas lawm, nws yog lub sij hawm kom txhob siv nyiaj nyob rau hauv uas seem (los yog pauv nyiaj los ntawm lwm tus ib qho).
6. Npaj rho nyiaj. Yog hais tias koj nrhiav tau koj tus kheej hu ua deductible siv tub nyiaj sab nrau ntau, npaj txhua ATM mus xyuas kom zoo zoo kom tsis txhob nqi. Thaum nws lub sij hawm yuav tawm nyiaj ntsuab, kom paub tseeb koj muaj sij hawm los tau txais mus rau koj lub tsev txhab nyiaj (tshwj tsis yog tias nws tsis them ATM nqi) los yog mus rau ib tug supermarket los yog yooj yim khw uas muaj nyiaj ntsuab rov qab nrog debit kev yuav khoom. www.getrichslowly.org/blog/2011/04/26/five-ways-to-outwit-the-atm/
Personal Care
7. Troll kom deals qhov chaw. Rau deals rau txhua yam ntawm haircuts rau Brow waxing, lub taub hau mus rau qhov chaw zoo li Groupon www.groupon, com /, Yipit http://yipit.com/hartford/, thiab Muaj txoj Sia Nyob Social https://www.livingsocial.com/. Yog hais tias ib co deals zoo heev zoo muaj tseeb tiag, saib Yelp xyuas ntawm tej khw nojmov los yog cov khw txiav ua ntej yuav nyob rau hauv thiaj li yuav tiv thaiv tau cov noj mov los yog haircut los ntawm ntuj raug txim.
8. Tau Txais koj cov plaub hau ua rau dawb xwb. Nrhiav hauv Internet rau hauv zos kev zoo nkauj lub tsev kawm ntawv. Teem sij hawm nrog ib tug me nyuam kawm ntawv nyob rau hauv kev cob qhia tej zaum yuav txhais tau li cas ib tug loj txo nqi (los yog txawm dawb) haircut.
9. Siv kev saib xyuas ntawm koj tus kheej. Tau pw txaus, ntxuav cov tes, thiab ua txhua yam nws yuav siv sij hawm los mus tiv thaiv cov sniffles. Ib me ntsis TLC, noj qab nyob zoo khoom noj khoom haus, thiab tsis tu ncua ce yuav pab tiv thaiv kim nqi kho mob cia txoj kev.
10. Muab li kim cwj pwm. Ditch lub yeeb, cai tshuaj, thiab ntau 30-racks ntawm npias. No stuff tsis yog tsuas yog ib tug detriment rau tib neeg noj qab haus huv, tab sis nws yog ib tug lossis loj nyiaj waster. Xav tau convincing? Qhov nruab nrab haus luam yeeb siv tag $ 1.825 on yeeb txhua txhua xyoo.
http://www.smokefreeoregon.com/2010/12/tobacco-facts/the-average-smoker-spends-1825-on-cigarettes-every-year
11. Hlais co-them. Rau cov tshuaj meds coj tsis tu ncua, nug koj tus DOC rau ib tug peb-lub hlis mov. Oftentimes, yuav ib tug peb-lub hlis tshuaj yog pheej yig dua tshaj yuav hli los ntawm lub hlis.
http://voices.yahoo.com/ask-doctors-rewrite-prescriptions-save-money-8342053.html?cat=5
12. Ua rau koj tus kheej shaving cream. Shave pennies tawm txhua shave nrog ib tug DIY cream / lotion zoo li no ib tug, www.littlehouseliving.com/easy-homemade-shaving-cream.html uas siv lotion txiv maj phaub roj, Shea butter, thiab txiv roj roj. Los yog cia li siv lwm yam (pheej yig dua) yam khoom los ntawm ib ncig ntawm lub tsev-txias, tus me nyuam cov roj, lossis ... tos nws ... txiv laum huab xeeb butter! http://greatist.com/health/banish-odors-peanut-butter-and-other-tips
13. indulge nyob rau hauv ib tug DIY spa hnub. Facemasks, lub cev scrubs, thiab cov plaub hau qhov ncauj qhov ntswg tsis tas rau pricey dab dej sov. Ua rau koj tus kheej spa-zoo li goodies nrog ib qho yooj yim-rau-ua cov khoom xyaw npe xws li txiv tsawb thiab kas fes.
14. Siv luv luv nqais. Dais cov tej lub sij hawm txias da dej! Tig cia lub tshav kub txuag nyiaj rau ob qho tag nrho dej thiab lub zog nws yuav siv sij hawm mus rau replenish koj cov dej tank. Yog hais tias txias nqais yog koj phem tshaj npau suav phem, sim kho koj cov dej rhaub lub cua kub hauv mus rau 120 degrees los yog tsawg dua. Koj mam li tseem txuag zog (tsis muaj qhov Goose tej pob). [Http://www.thedailygreen.com/going-green/tips/water-heater-temperature]
15. Ntaus li neeg nyiaj cheb. Saib seb koj lub tuam txhab muaj neeg perks thiab nyiaj cheb xws li gym neeg Memberships, pob ua si, cell-xov tooj ntaub ntawv kev npaj, tsev so nqi, thiab concerts. http://www.businessinsider.com/companies-with-awesome-perks-payscale-2013-1?op=1
16. Coj kom zoo dua dawb zog kawm ntawv. Zwm npe rau ib lub lim tiam-los yog ib tug hauv chav kawm ntawv-kis tom gyms los yog qoj studios. Ntau cov chaw muaj tsawg kawg yog ib free chav kawm los yog gym kev sib kho, thaum lwm tus muaj pheej yig, introductory nqi. Tsis txhob ntshai mus sim tshiab qhov chaw thiab tshiab muaj zog ncauj ke!
17. Kwj muaj zog cov chav kawm hauv internet. Kwj muaj zog cov chav kawm dawb los yog rau ib tug me me nqi. Ib co txhua hli subscriptions mus qoj video qhov chaw yog pheej yig dua tshaj ib tug nyob rau-tus neeg hauv chav kawm. Peb nyiam YogaToday, [http://www.yogatoday.com/], Txhua hnub Hlawv, [http://www.dailyburn.com/], thiab GaiamTV. [Http://www.gaiamtv.com/]. Tau txais cov phooj ywg muab kev koom tes nyob twj ywm lav ris.
18. Kho koj tus kheej. Qhov no yuav siv sij hawm ib tug ib co tswj yus tus kheej, tiam sis peb tiag kos npe ib daim ntawv ntawm frivolous kev siv nyiaj! Txhua txhua ib zaug nyob rau hauv ib lub sij hawm, mus tom ntej thiab yuav ib yam dab tsi koj tsis yeej xav tau (ahem, lwm lub raj mis ntawm ntsia thawv polish). Tsis tu ncua kho koj tus kheej [http://money.usnews.com/money/blogs/my-money/2013/03/27/five-ways-for-renters-to-sock-away-more-money] yuav pab tau koj xav tias tsawg txwv, yog li ntawd koj tsis mus rau ib tug kev siv nyiaj binge cia txoj kev.
Tsev thiab Electronics
19. Tua cov dej thaum txhuam kom tais diav. Tshuaj tsuag ib tug me ntsis dej rau tag nrho cov tais diav nyob rau hauv lub dab ntxuav tes, ces tig nws tawm thaum txhuam kom. Tig lub dej rov qab rau thaum nws yog lub sij hawm mus rau yaug. Tes ntxuav tais diav (tiv tiag ib tug tshuab ntxuav tais diav) xwb ib hnub ib zaug-thiab tsis tawm hauv cov dej khiav thaum txhuam kom-thiaj yuav cawm tau 200-500 gallons [http://www.spokaneutilities.org/sub55de.html?id=15060] ntawm dej kub rau ib lub hlis. Uas tsis yog zoo rau cov ib puag ncig; nws yog zoo rau koj lub hnab nyiaj.
20. lam hais ib tug tu kua. Nplawm koj tus kheej heev kos npe tu tov [http://www.apartmenttherapy.com/20-diy-green-cleaning-recipes-141129]. DIY tshuaj yuav ua tau tej yam ntuj tso, nyab xeeb, thiab-feem ntau ntawm cov sij hawm-tsis tshua kim. Nrog yooj yim cov khoom xyaw xws li ci dej qab zib, vinegar, txiv roj roj, thiab tshiab tshuaj ntsuab, DIY tshuaj yuav tau txoj hauj lwm ua tsis muaj hnyav tshuaj thiab rau ib feem ntawm tus nqi ntawm coj mus muag tshuaj.
21. Customize koj cua freshener. Zoo nkauj, fragrant phab ntsa paj, uas muaj ntxhiab tshuaj txau, thiab ib tug tua ntawm tshaj-nqe taws tswm ciab yuav ua tau ib co loj heev kev puas tsuaj nyob rau hauv koj lub hnab nyiaj. Deodorize ib tug stinky mudroom nrog ib tug yooj yim mix [http://smashedpeasandcarrots.blogspot.com/2012/03/easy-baking-soda-air-freshener-tutorial.html] ntawm ci dej qab zib thiab ib qho tseem ceeb roj ntawm koj nyiam. Kuv nyiam cov DIY Reed diffusers. http://sugarandcloth.com/2011/12/5-minute-diy-reed-diffuser/
22. Kawm kom tau cov khoom vaj khoom. Khaws cov khoom siv huv si thiab sim kho me me snafus koj tus kheej es tsis xa khoom siv (me me los yog loj) mus rau lub pob tseg thiab yuav tshiab. Siv sij hawm ib qho yooj yim cov kauj ruam-huv cov zaub mov hais thiab nyuaj dej teev ua ntej lawv txhim tsa, los tshawb xyuas lub cim khi rau rau coj, thiab lwm yam-kom muaj khoom siv 'thiav. http://www.diamondcertified.org/report/martin-harris-appliances/article/regularly-maintain-your-household-appliances-to-save-money-and-maximize-their-ef
23. Xaiv zog-npaum khoom siv. Lej yog ib qho yooj yim nyob rau hauv no ib. Tsawg zog siv sib npaug tsawg nyiaj siv. Yog hais tias koj ua hauj lwm fridge txig nplua, tej zaum nws yuav tsis tau nyob rau hauv koj qhov zoo tshaj plaws kev txaus siab mus rau Chuck nws; tab sis thaum koj txiav txim siab mus yuav tshiab khoom siv, http://www.nrdc.org/air/energy/fappl.asp, nws yog tsim nyog ntxiv moolah los yuav ib tug Zog Hnub Qub [http://www.energystar.gov/] qauv.
24. Nyob twj ywm txias tsis muaj lub AC. Lub feem ntau pom tseeb txoj kev uas yuav txiav cua txias nqi yog tsis siv cua txias txhua. Luckily, nws tseem ua tau kom txias rau ib tug kub stiflingly hmo los ntawm icing down mem tes ntsiab lus rau kev siv paj rwb los xij.
25. Tig tawm lub teeb. Flick tus tes hloov qhov nrog txhua kev hloov ntawm qhov chaw. Tig tawm uas tsev lub teeb los yog ua ib tug neeg hauv tsev cheb tua teeb nyob rau hauv tsis siv chav thiaj yuav cawm tau ib tug ob peb pennies no thiab muaj.
26. Hlais AC nqi. Tsis muaj peev xwm sawv ntsug rau ditch lub AC tag? Koj yeej tseem txiav rov qab on nqi. Teem lub cua kub hauv nruab nrab ntawm 74 thiab 78 degrees rau sib npaug kev nplij siab thiab lub zog nyiaj. Kom cov cua lim ntxuav (thiab hloov nws txhua txhua ob peb lub hlis) thiab kom lub qhov rais kaw thiab xauv thaum lub cua txias yog khiav.
27. Xyuas kom koj tus digs zoo-insulated. Thaum txias lub hlis tuaj txog, noj ib ob peb qho yooj yim cov kauj ruam mus rau koj lub tsev los yog winterize tsev kuj txo cov nqi zog. Sim plugging drafty qhov rooj nrog phuam da dej (los yog ib tug DIY cua ntsawj ntshab nab), winterizing qhov rais nrog yas los yog caulking, thiab beefing li rwb thaiv tsev kom ib lub tsev sov so thiab txiav rov qab on cua kub cov nqi tag nrho lub caij ntuj no ntev.
28. Nyob twj ywm sov so tsis muaj tus tshav kub. Thaum lub sij hawm hnyav lub caij ntuj no lub hlis, txheej mus nrog pam tshaj, haus dej haus ib tug kub cuppa tshuaj yej, thiab tau txais koj snuggle rau kom nyob twj ywm sov so es tsis txhob jacking mus rau ntawm lub tshav kub. Ib yam dab tsi raws li tej yam yooj yim raws li ib tug dej kub lub raj mis nyob rau hauv txaj yuav txhais li cas forgoing siab cov cua kub hauv Temps.
29. Tua lub raj. Thaum powering tawm lub TV tsis raws nraim tseg ntawd ntau zog, tig deb ntawm lub raj yuav txuag tau nyiaj nyob rau hauv ib tug nkaus txawv txoj kev. Tsawg TV lub sij hawm txhais tau tias tsawg raug tus kab mob mus rau ib tug yees 100 tawm txhua txhua plaub teev. Txhua coj mus muag showcasing ib tug peb lub hlis twg pounder los sis ib tug hauv paus cyclone technology lub tshuab nqus tsev no yog tsim los muag tau txais kev pab ib yam khoom, uas yog zoo nkauj qus khoom xav tias TV yog suav tias yog zoo tshaj advertising channel.
30. ditch cable. Ya'll npaj txhij rau qhov no? Yuav rhuav tshem cable thiaj yuav cawm tau $ 500 ib xyoos. Dhau lub cuab noj qab haus huv kev pab cuam ntawm zuj zus lawm TV lub sij hawm-xws li nce pw tsaug zog, prioritizing koj lub neej kev, thiab txhawb tsis muaj mob nyhav-limiting tsum vam khom cable TV thiaj yuav cawm tau ib tug ntau yam pauv loj npaum li cas ntawm cov nyiaj. Tsis txhob ntshai! Muaj lwm txoj xws li Hulu, Hulu Plus www.hulu.com. ($ 8 rau ib lub hlis), thiab Netflix https://signup.netflix.com/HowItWorks ($ 8 rau ib lub hlis). (Tab sis yog kuv tsis muaj peev xwm cog lus rau koj yuav tsis tau txais addicted mus rau ib tug tshiab series).
31. Hloov mus rau lub zog npaum qhov muag teev. Koj twb pom tej zaum lub zog npaum lub teeb qhov muag teev nyob rau hauv txee ntawm lub khw kho vajtse. Lawv yuav ua tau ntau kim tshaj lawv ib txwm counterparts, tab sis lawv them tawm nyob rau hauv ntev khiav: LED qhov muag teev thiab compact fluorescent teeb qhov muag teev (CFLs) yuav tau tsawg zog khiav. Vwm raws li nws yuav sound, zog npaum lub teeb qhov muag teev thiaj yuav cawm tau mus saum ntuj ntawm $ 10,000 tshaj ib tug 10-xyoo lub sij hawm.
32. Txo Phantom hwj chim. Tsis muaj, Phantom hwj chim tsis yog ib co tsi phau ntawv dab neeg phau ntawv neeg phem. Nws yog tus ntse heev khiav ntawm lub zog los ntawm cords xob mus rau hauv outlets thaum lub pab kiag lawv nyob nraum nrog rau cov nyob rau hauv standby hom los yog powered tawm. Unplug xov tooj ntawm tes Chargers thiab hluav taws xob thaum koj nyob nraum tsis siv lawv. Lub Environmental Protection Agency kwv yees hais tias Americans muaj nyob txhua qhov chaw nruab nrab ntawm 20-40 li (los ntawm luam ntawv mus rau kas fes ua) siv Phantom loads thoob plaws hauv lawv lub tsev-thiab no tag nrho cov ntxiv li nyiaj needlessly siv rau lub zog.
33. Siv ib tug surge protector. Kom nws yooj yim dua mus kaw lawm tus mighty ncees uas Phantom hwj chim (saib Tsis tau 32), siv ib tug surge protector thiab tua tus tes hloov qhov thaum nws tsis nyob rau hauv kev siv.
Socializing
34. Nrhiav zoo siab teev dej haus specials. Lub xem xau nrog Foursquare mus nrhiav dej haus specials nyob rau hauv zos tuav thiab nojmov. Av-pheej yig dej qab zib thiab tsis muaj cover xwb ua rau lub moniker "Nws yog tsib o'clock qhov chaw" tag nrho cov xav paub ntau tshaj txaus siab. https://itunes.apple.com/ie/app/foursquare/id306934924?mt=8
35. Nplawg li koj tus kheej kom tos txais lwm phaib. Los ntawm "ua tsaug" notes rau hnub yug phaib, tag nrho nws yuav siv sij hawm los mus ua kom ib tug classy-lookin 'DIY card http://pinterest.com/laceytm/diy-greeting-cards/, yog ib co cardstock thiab ib tug me ntsis creativity. Nyob rau hauv sib piv, khw muag khoom-yuav cards yuav raug nqi ib ncig ntawm $ 5,99 thiab yuav muaj cov lawv mam li yuav tossed nyob rau hauv cia li ib tug ob peb hnub.
36. Muaj ib tug potluck. Lub premise yog yooj yim: Thaum ib tug potluck noj hmo, txhua invitee coj nrog ib lub zaub mov ntawm cov zaub mov, uas yog ces noj los tag nrho. Ntau ntau tus neeg sib npaug ntau ntau cov zaub mov. Delegating tais diav nrog cov qhua ua rau nws yooj yim dua rau tus tswj tuav tsev neeg los ntawm txuag lub sij hawm, lub zog, thiab (ntawm cov chav kawm) nyiaj. Ntxiv: Noj nrog cov phooj ywg yog zoo rau peb noj qab haus huv.
37. Noj cov khoom uas nyob rau hauv, sab nraum. Noj mov nyob rau hauv tsis muaj txhais li cas chowing cia sab hauv. Coj tau ib tug mus rau ib tug noj mov chaw ua si, ib tug puam, los yog txawm koj togtsev thiab ua noj hmo cia li ib tug me ntsis xav paub ntau tshaj tshwj xeeb (yam tsis tau muaj rau taub).
38. Nqa koj tus kheej lub raj mis. Hit li BYOB khw nojmov mus dai tawm nrog cov phooj ywg, txaus siab rau ib tug zoo noj mov, thiab cawm tau ib tug ton nyob rau hauv lub cawv cim-up. Hu ua ntej mus saib yog hais tias muaj yog ib tug corkage nqi. http://www.realsimple.com/work-life/etiquette/sticky-situations/byob-restaurants-00000000060676/index.html
39. Ua rau koj tus kheej tej khoom plig. Thaum nws tawm los lub sij hawm rau hnub yug thiab cov hnub so, peruse Pinterest rau hauv tsev plig tswv yim xws li DIY taws tswm ciab, lub ntsej muag scrubs, ci hmoov sib tov, thiab lub tsev khoom muag.
Lom ze
40. Mus rau lub movies thaum lub sij hawm ib hnub. Ntaus li ib tug matinee thiaj yuav cawm tau ib tug ob peb buckaroos rau ib tug neeg. Thiab smuggling nyob rau hauv ib ob peb tsis muaj mob khoom noj txom ncauj thiaj yuav cawm tau ib tug ton (ob leeg nyob rau cov nqe lus ntawm nyiaj txiag thiab noj qab haus huv) piv rau thoob nqi thawv ntawm cov khaub noom thiab cartons ntawm paj kws.
41. Puav cov phau ntawv, music, thiab DVDs. Qhia koj nyiam nyeem hais tias, movies, thiab suab paj nruag nrog cov phooj ywg es tsis txhob yuav tej yam uas nyob rau ntawm lub khw. Nrhiav rau thiab muag txo nqi collections nyob craigslist thiab PaperBackSwap, http://www.paperbackswap.com/index.php, los yog mus saib siv phau ntawv thiab cov suab paj nruag khw muag khoom.
42. Tau ib tug library card. Ib daim library card nyiaj pab saib mus rau ntau txhiab ntawm cov phau ntawv dawb, tab sis hais tias tsis yog tag nrho. Siv koj daim library card qiv movies, cov phau ntawv Magazine, thiab ntawv xov xwm. Lub tsev qiv ntawv yog ib qhov chaw zoo mus tau ib co kev ua hauj lwm ua dawb dawb xwb (aka tsis muaj kev txaj muag ntawm tsis yuav ib qhov siv nyiaj latte).
43. Qhia media streaming accounts. Tsis muaj ib tug Netflix account koj tus kheej? Phua lub twb tsawg txhua hli nqi nrog ib tug roommate, tsev neeg, los yog phooj ywg. Tib mus rau magazine subscriptions thiab muaj zog streaming qhov chaw.
44. Sau koj tus kheej ua yeeb yam. Tig tom tsev movie saib mus rau hauv koj tus kheej mini xinesmas (ib tug minema, yog tias koj yuav). Ua paj kws, splurge on dej qab zib, thiab tej zaum txawm mus tag nrho tawm nrog ib lub thawv ntawm qaub-chav cov me nyuam. Tua lub teeb thiab lub xov tooj, thiab cawm tau chatting rau tom qab movie rau ib tug ua yeeb yam zoo li kev tsis muaj shelling tawm tons ntawm cov nyiaj.
45. ditch unread subscriptions. Yog hais tias koj teem ntawm cov phau ntawv Magazine tau txais ntau lub sij hawm nyob rau hauv lub recycling dab tshaj nyob rau hauv koj maj paws, ces nws tej zaum lub sij hawm kom tshem tau ntawm unread subscriptions. Txawm ib ditched subscription yuav cawm tau tsawg kawg yog $ 10 ib xyoo. http://www.budgetsaresexy.com/2011/02/clearing-out-my-crap/
46. Saib dab tsi tshwm sim nyob ib ncig ntawm lub zos. Khij lub zos ntawv xov xwm, hauv lub zos lub website, los sis kas fes kav boards dawb los yog pheej yig cov txheej xwm, los ntawm ua liaj ua teb 'kev lag luam mus rau concerts nyob rau hauv lub tiaj ua si, uas yog yuav mus nyob ib ncig ntawm koj lub hwj.
47. Yuav tsum ntse nyob rau ntawm lub tsev khaws puav pheej. Hu rau hauv zos lub tsev khaws thiab Zeem txog txhua hli free-kev yuav hnub. Ib co tsev khaws thab muag khoom hnub ib hnub ib lub hlis dawb los yog rau ib tug txo nqi nqi. Lwm yam lub tsev khaws muaj ib tug them-dab tsi-koj-yuav pab tau kev xaiv xyoo puag ncig. http://www.nyc-arts.org/collections/35/free-museum-days-or-pay-what-you-wish
Khaub ncaws
48. Ntxuav tawm koj txee dai khaub ncaws. Coj ib co sij hawm mus tiag muab tso rau txhua yam nyob qhov twg nws yog txob txwm mus. Ib zaug koj twb ncaav koj cov khaub ncaws yog li txhua yam muaj ib qho chaw, nws yog yuav koj yuav nrhiav tau nco qab tej yam uas nkaum nyob rau hauv koj lub txee dai khaub ncaws thiab rethink yuav ib tug tag nrho tshiab wardrobe.
49. Kos daim ntawv. Tsis txhob "qhuav huv si xwb" khaub ncaws uas yuav raug nqi ib txhais caj npab thiab ib tug ceg kom muaj. Rau tawv-rau-huv yam khoom xws li ntaub plaub, ntuab kab, thiab rayon, tes ntxuav nrog me me soaps es tsis txhob shipping lawv tawm mus rau lub qhuav tshuaj.
50. Saib xyuas ntawm kev khaub ncaws uas nej muaj. Txawm hais tias koj yuav tau them ib tug me ntsis xav paub ntau tshaj los mus ua ib tug cais load ntawm dawb, koj mam li txhawb khaub ncaws thiav. Khaub ncaws yog ib qhov siv nyiaj peev, thiab noj zoo saib xyuas ntawm koj tus wardrobe yuav txuag tau nyiaj lub sij hawm. Noj me me cov kauj ruam-xaws rau poob nyees khawm, chav ris (lig zoo txias rau nkawv noj), thiab lwm yam-kom cov khaub ncaws dhau los lawv cov prime.
51. Ua lub "sniff xeem." Txhua lub sij hawm koj txiav txim siab nws yog ntxhua khaub ncaws hnub, soj ntsuam yog tias koj yeej yuav tsum ntxuav ib yam dab tsi. Mus tom ntej, sniff koj cov khaub ncaws thiab ntsuam xyuas yog hais tias tsis yog-hnav T-shirt yeej xav tau ib tug khiav mus txog rau lub tshuab ntxhua thiab ziab khaub ncaws. Lub ntsiab nyob ntawm no yog tias laundering tsawg txhais tau hais tias koj cov khaub ncaws yuav nyob ntev dua.
52. Dai ib co khoom mus rau qhuav. Dryers tsis tau tsuas yog expend zog, lawv puas khaub ncaws thiab txo lawv vasthib. Lub nqi ntawm ib tug khiav tshuab tsis yog tag nrho cov uas ntxhab, tab sis qhov ntau tam sim ntawd cov nyhuv yog tswj lub sam xeeb ntawm txhua yam rau ntawm cov khaub ncaws.
53. Siv dej txias. Lub kim tshaj plaws ib feem ntawm ntxuav khaub ncaws yog cua sov mus rau ntawm lub dej. Siv dej txias txuag nyiaj-nyob ib ncig ntawm 50 xees rau ib load-on cua kub nuj nqis. Kub dej nyob rau hauv qhov tseeb ntxuav zoo dua, tab sis cawm tau nws rau tiag soiled khaub ncaws es tsis lub xwb-me ntsis-stinky khoom.
Khw
54. Cia koj lub hnab nyiaj hauv tsev los yog nyob rau ntawm lub chaw ua hauj lwm. Mus rau ib tug taug kev? Cia koj lub hnab nyiaj thaum koj taub hau tawm yog li koj yuav tsis raug ntxias mus lob kas fes los sis mus ua ib tug mini khw mus txawv tebchaws.
55. Kos npe rau tej nqi zog phaib. Muaj ib tug ntshaw card yuav txuag tau nyiaj on txhua hnub yam khoom xws li tshuaj zawv plaub hau los yog ntaub hoob nab (Yog hais tias cov emails los ntawm khw muag tshuaj thab koj, tam sim ntawd unsubscribe.).
56. daim Coupon zoo li ib tug champ. Troll rau hauv internet daim coupon codes. Couponing tsis muaj txhais li cas teev clipping circulars. Coj kom zoo dua qhov chaw uas tailor coupons rau koj kev txaus siab thiab xav tau kev pab, xws li thekrazycouponlady.com http://thekrazycouponlady.com/ thiab coupons.com. http://www.coupons.com/
57. Tos muag. Mus saib retailmenot.com http://www.retailmenot.com/, mus nrhiav nyiaj cheb rau ib tug nyiam yam khoom los yog lub khw. Ntxiv nyiaj: Tos kom txog thaum qhov kawg ntawm ib lub caij mus yuav cov khaub ncaws thaum lawv nyob tag nrho ib nrab-off los yog ntau tshaj.
58. Muas generic. Sim tawm tsis tseem hom ntawm ib co ntawm koj feem ntau yuav khoom. Oftentimes, nws yog nyuaj rau pom ib qhov txawv. Tej kev yuav khoom, xws li cov tshuaj thiab organic khoom noj khoom haus, yog tshwj xeeb tshaj yog ntse mus yuav tsis tseem vim hais tias lawv nyob nraum tswj los ntawm FDA thiab lub USDA, ntsig txog.
59. Nyiaj so koobtsheej khw tom qab lub hnub so. Yuav txiv hnub phaib rau hnub tom qab txiv hnub, wrapping ntawv tom qab Christmas thiab Chanukah, thiab Easter paraphernalia tom qab Easter. Feem ntau cov khw muag khoom noj ntau txo nqi rau lub caij cov khoom uas tom qab lub hnub caiv muaj tau.
60. ua raws li lub 30-hnub txoj cai. Yog hais tias koj xav tias zoo li koj nyob nraum kho koj tus kheej mus rau ib qho ruaj yuav khoom, nws tej zaum yog ruaj (thov txim). Sau qhov khoom down thiab tos peb caug hnub. Yog hais tias nyob rau ntawm lub kawg ntawm lub sij hawm ntawd koj txiav txim siab koj tseem xav kom nws, ces mus rau nws.
61. Muas nyob rau hauv loj. Yuav tus kheej mob khoom, xws li deodorant thiab tes xab npum, nyob rau hauv ib thooj (tsuav koj ntseeg koj mam li tiag siv nws tag nrho cov). Yuav loj yuav luag ib txwm txuag nyiaj nyob rau hauv lub chav tsev nqi.
62. Rho Tawm credit card tooj. Tshem tawm credit card tooj los ntawm hauv online accounts ... zoo li tam sim no! Qhov no txoj kev, nrog txhua tshiab yuav khoom, koj yuav tsum ua consciously plug nyob rau hauv cov xov tooj thiab nug seb yuav yog tiag tiag tsim nyog.
Khoom noj khoom haus thiab Haus
63. Loj hlob koj tus kheej cov zaub mov. Khoom tsis yeej ib txwm muaj los ntawm cov khoom noj tom khw, los yog txawm lub ua liaj ua teb 'kev ua lag luam. Ib tug ntau yam ntawm tshuaj ntsuab, txiv hmab txiv ntoo, thiab Veggies yog ib qho yooj yim mus rau loj hlob (txawm sab hauv tsev!). Lej yog yooj yim: Ib pob ntawv ntawm cov noob yuav raug nqi tsawg tshaj li ib duas, tsis tau nws yuav loj hlob kaum ob ntawm cukes, txiv lws suav, los yog ntsuab taum.
64. Sau ib daim ntawv thiab lo rau nws. Xaiv yaam kev tso kawm ntawm cov khoom noj raws li zoo raws li yus xav ntim feem ntau muaj peb tawm hauv lub khw uas muaj ib tug ob peb ntxiv hnab tshaj peb npaj mus rau (thiab ntau yam ntxiv bucks siv). Ib tug zoo txoj kev uas yuav tsav ntshiab ntawm impulse yuav yog sau ib tug khw daim ntawv teev ua ntej yuav mus rau hauv lub kiab khw thiab ces lo rau nws.
65. scrutinize khoom noj circulars. Mus saib tej khoom noj circulars mus saib uas lub khw muaj feem ntau ntawm koj nyiam mus-mus rau tej khoom rau hauv muag khoom. Yog hais tias koj tsis tau txais daim ntawv, saib txhua lub khw lub txhua lub lis piam specials online.
66. Mus mus kiab khw rau ib tug tag nrho lub plab thiab ib leeg. Tsis txhob cia ib tug rumbly pw khwb rwg los yog ib tug kus kes tus txij nkawm pab nej tej khoom noj daim ntawv teev. Lub taub hau mus rau lub tsev loj tom qab koj twb noj-tshawb fawb qhia tias yuav khoom nrog tshaib plab li tej zaum yuav txhais tau li cas ntau cov zaub mov nyob rau hauv lub tawb nqa khoom.
67. Siv ib lub pob tawb. Siv ib lub pob tawb es tsis txhob ib tug cart yog tias koj paub tias koj xav tau yog ib tug ob peb yam khoom. Nws mam li ua rau koj pov rau hauv ntau tshaj li koj xav tau (ntxiv, koj yuav tau txais ib lub mini caj npab workout thaum koj kav).
68. Tsis txhob yuav xwb vim hais tias koj muaj ib tug daim coupon. Daim coupon clipping yuav tsum tsis txhob yuav ib tug ua haujlwm hauv tsev. Zaum ib zaug ib lub lim tiam los yog ib hlis ib zaug thiab tsuas yog clip tej yam uas koj yeej yuav siv es tsis yuav ib yam dab tsi cia rau lub hom phiaj ntawm tau txais ib tug zoo deal.
69. BYOB (coj koj tus kheej lub hnab). Mus tom khw yuav zaub nrog ib lub hnab ntaub nyob rau hauv rub tsis tau tsuas yog txiav down rau ntawm daim ntawv thiab yas pov tseg, nws thiaj yuav cawm tau koj cov nyiaj (albeit ib tug heev me me ntsis). Khw muag khoom nrog Target, CVS, Whole Cov khoom noj, thiab Tub luam Joes muaj incentives rau rov siv tau dua hnab, zoo li nyiaj rov qab (5-10 xees) los yog nkag mus rau hauv ib daim duab rau ib tug khoom plig daim ntawv pov thawj.
70. Muas yog dab tsi nyob rau hauv lub caij. Yuav tsim uas yog nyob rau hauv lub caij thiab nrhiav zaub mov txawv uas feature caij khoom. Heev ua liaj ua teb 'kev lag luam thaum lub sij hawm lub caij nplooj ntoos hlav, lub caij ntuj sov, thiab poob rau ntawm nej nyob zus khoom uas yog feem ntau tsis tshua kim tshaj tej khoom noj-khw-yuav khoom noj khoom haus xa nyob rau hauv los ntawm mais thiab mais deb.
71. Xaiv cov organic tsuas ib co ntawm cov sij hawm. Organic khoom yog ze li ntawm ib txwm ntau kim tshaj qhov conventionally zus ntim, tab sis qhov xwm zoo yog tias ib txhia txiv hmab txiv ntoo thiab Veggies yog ib tug-cas mus yuav tsis muaj cov organic tsiaj hiav txwv ntawm kev pom zoo.
72. Hais kom ib tug los nag tshev. Yog hais tias ib yam khoom koj nyiam yog nyob rau muag, tab sis tau khiav tawm, nug txog ib tug los nag tshev. Ib zaug qhov khoom yog nyob rau hauv Tshuag dua, koj yuav tsum tau yuav nws rau thawj zaug muag nqi.
73. Dhau li nyob rau txheeb npe tawm txoj kab nqi. Ob lub qhov muag nyob rau hauv tus pauv nyiaj! Tsis txhob txawm ua kom lub tswv yim ntawm impulse yuav nyob rau ntawm lub txheeb npe tawm kab (nyob ntawm no yog nrhiav nyob rau hauv koj, pos hniav thiab tabloids). Thaum ho coj yog tsim los yuav qhov muag candy, tab sis koj feem ntau yuav tsis muaj kev xav tau rau ib tug cim-up granola bar.
74. Nyiaj Ntsuab nyob rau hauv on kaus poom thiab fwj. Zom ua dua tshiab iav thiab txhuas empties rau muab tso rau ib tug me ntsis ntxiv kev hloov rov qab nyob rau hauv koj lub hnab tshos. Nyob rau hauv lub xeev nrog lub raj mis nqi, txhua lub raj mis los sis yuav cawm 5-10 xees.
75. Kav nyob rau hauv loj. Yuav koj nyiam yam khoom-los ntawm taum mus beets-nyob rau hauv loj. Cia li tsis Tshuag li rau ib tug caij nplooj ntoos zeeg-tawm lub tsev-ua kom koj siv tau mus txog tej yam uas koj muaj ua ntej loj-muas dua. Peruse koj tej khoom noj khw lub loj bins rau noob, ceev, thiab nplej. (Nco ntsoov khij lub unit nqi ua ntej mus saib yog hais tias tus nqi yog tiag tiag tsis tshua kim tshaj lub pre-ntim versions.).
76. Haus dej ntau dua. Haus dej tej zaum yuav zoo li zoo li ib tug tsis muaj-brainer rau noj qab nyob zoo, tab sis nws yog ib tug ntshiab-txiav khiav nyob rau hauv cov nyiaj-saving qeb. Dej qab zib, kua txiv, thiab tshwj xeeb tshaj yog dej caw yuav NKAUS li tej khoom noj nqi thiab tsev noj mov tshev. Switching rau dej feem ntau ntawm cov sij hawm thiaj yuav cawm tau ib tug zoo yam ntawm moolah.
77. Noj cov khoom uas khov Veggies. Nqe ntawv nplaum rau ntawm zaub tshiab tej zaum yuav ua rau koj noj mov koj Veggies, tab sis muaj ib tug pheej yig dua lwm txoj uas yog cia li raws li kev noj qab nyob. Yausua ua raws li frozen Veggies rau ib co recipes yuav txiav ib tug ob peb nyiaj no thiab muaj. Tsuas nco ntsoov mus saib chav tsev nqi, raws li ib co nyob rau hauv-lub caij zaub tshiab tej zaum yuav tsis tshua kim tshaj lub khov ntau yam.
78. Ob chav koj daim ntawv qhia. Ua noj ntau yam zaub mov noj nyob rau hauv ib lub sij hawm-ob daim ntawv qhia ua, los yog ua noj ib tug ob peb recipes nyob rau tom ib zaug-thiab ces khov ib co rau tom qab thaum koj twb tau txais tsis muaj lub sij hawm rau noj mov npaj (txuag koj ntawm cov nuj nqis ntawm nqa mus tawm cov zaub mov). Yog hais tias ib zaug-ib-lub hlis ua noj ua haus yog heev daunting ib tug hauj lwm, lo rau ib zaug ib lub lim tiam los yog ib ob peb lub sij hawm ib lub lim tiam.
79. Siv ib tug Crock lauj kaub. Ib tug qeeb cooker yuav ua tau ib yam ntawm qhov zoo tshaj plaws chav ua noj nyiaj savers txij thaum nws yog yog li pheej yig khiav (lawv siv xwb 100 watts ntawm hluav taws xob, uas txhais tau hais ib pluas noj ib lub lim tiam racks li tsawg tshaj li ib duas rau cov hluav taws xob daim nqi). Ib-lauj kaub zaub mov noj nyob rau hauv lub Crock tig tsis tshua kim ntshiv mus rau hauv six, kev sib tw tais diav. Lub me me lub tshuab kuj tsim tawm lossis loj batches ntawm cov zaub mov mus rau khov rau yav tom ntej.
80. Ua rau koj tus kheej kas fes. Brew uas thaum sawv ntxov khob ntawm Joe hauv tsev los yog siv sij hawm zoo dua ntawm qhov chaw ua hauj lwm kas fes txiag cawm txog li $ 15 ib lub lim tiam. Ua kas fes hauv tsev los yog nyob rau tom chaw ua hauj lwm kuj yog ib tug environmentally friendlier xaiv txij thaum koj yuav tsis tsum dumping ib daim ntawv khob nrog txhua yuav khoom.
81. Txuag tau tag nrho koj cov pennies. Txuag spare hloov thiab siv nws rau ib tug kev lom zem haus dej uas koj tsis yeej xav tau, xws li ib tug zoo nkauj taub dag txuj lom latte los yog ib lub raj mis ntawm kombucha. Es tsis txhob tsis txhob ib tug $ 4,00 haus kom meej, siv cov xoob hloov uas yuav tau daig nyob rau hauv tus neeg tsav tsheb lub rooj zaum rau nkawv noj. Koj yuav tau mus kho koj tus kheej tsis muaj muab tej sab nyob rau hauv koj lub hnab nyiaj.
82. Ua rau koj tus kheej snacky cov khoom noj. Khoom txom ncauj tuav, ceev-ua noj ua haus oatmeal khob, thiab ib tug neeg hummus khob tag nrho cov tuaj nrog ib tug nqi-thiab nws yog yuav luag ib txwm siab tshaj ib tug hauv tsev version. Siv ib tug me ntsis lub sij hawm nyob rau hauv lub chav ua noj kom tsis muaj mob, tsis tshua muaj ua versions ntawm ntim khoom noj txom ncauj.
83. Xim av hnab noj su. Packing noj su rau kev ua hauj lwm los yog tsev kawm ntawv yog feem ntau cov muaj mob kev xaiv; ntxiv, nws txuag on khoom noj khoom haus markups tom zaum-down khw nojmov thiab ceev ceev-zaub mov pob qij txha. Es tshaj ib tug $ 10- $ 15 noj su los ntawm lub ces kaum Xuas, ib tug noj su los ntawm lub tsev yuav raug nqi li ib ob peb duas las.
84. To taub tas sij hawm cov hnub (thiab tiv thaiv cov zaub mov ua rau zaubmov lwj). Ntawm no yog ib tug me ntsis pub leejtwg: tas sij hawm cov hnub tiag xa mus rau qhov zoo thiab freshness ntawm cov zaub mov, tsis yog kev ruaj ntseg. Khoom noj khoom haus yog feem ntau muaj kev ruaj ntseg mus rau noj txawm tshaj "muag los ntawm" thiab "siv los ntawm" hnub, yog li ntawd ntev raws li nws yog cia txoj cai. Kom cov zaub mov los ntawm spoiling-ua ntej tej stamped hnub-los ntawm teeb lub fridge cov cua kub hauv mus rau 40 degrees los yog hauv qab no thiab khov ntshiv tsis pub dhau ob hnub ntawm kev yuav khoomb.
85. Kev koom tes nyob rau hauv Meatless hnub Monday. Txiav nqaij los ntawm ib tug noj mov ib lub lim tiam (nws tsis tas yuav yog rau ib tug Monday) thiaj yuav cawm tau ib tug ob peb bucks vim hais tias cov nqaij, nqaij qaib, thiab ntses muaj ntau kim tshaj lwm yam protein qhov chaw. Pauv nyob rau hauv taum, legumes, qe, ceev, thiab cov noob rau ib tug yooj yooj yim thiab noj qab nyob zoo txoj kev (ob rau tib neeg thiab lub ntiaj chaw) fatten mus rau ntawm lub hnab nyiaj.
86. Siv kev saib xyuas ntawm qhuav khoom (thiab khov lawv ua ntej). Khw nplej thiab txuj lom nyob rau hauv airtight ntim thiab cia lawv nyob rau hauv ib lub txias, maub qhov chaw. Khov hmoov, piam thaj, nplej, thiab ci hmoov sib tov nyob rau hauv lub freezer rau ob mus rau plaub lub lis piam mus kom txee lub neej mus txog ob lub xyoos. Khaws cia cov khoom no nrog saib xyuas txhais tau tias lawv yuav kav ntev (Cia li vim hais tias qhuav khoom uas qhuav tsis tau txhais hais tias lawv tsis muaj ib tug tas sij hawm hnub.).
87. Yuav koj tus kheej ice cream los yog dessert. Es tsis txhob xa me nyuam rov ntxiv ua khob noom cookie rau ib hlais cov ncuav qab zib thiab ib tug cappuccino, txuag lub khoom qab zib rau tsev qab zib tsev es tsis ordering lawv nyob rau hauv ib lub tsev noj mov.
Tsheb thauj mus los
88 Taug kev thiab tsheb tuam thaum twg ua tau. No ib tug yog raws li tej yam yooj yim li strapping rau ib tug kaus mom hlau los yog txiav mus txog ib khub sneaks. Tsis tau tsuas yog yuav ib tug tsheb kauj vab los sis taug kev taug kev mus rau lub tsev loj los yog mus ua hauj lwm muab kev pab noj qab haus huv cov kev pab cuam, tab sis nws yog tseem xav paub ntau tshaj tus nqi-zoo (tsis muaj roj av yuav tsum tau!).
89. Carpool. Qhov nruab nrab American commuter dauv ntau tshaj $ 1,000 rau cov pa roj txhua xyoo xwb tsav tsheb mus thiab los ntawm hauj lwm. Carpooling nrog ib tug coworker tsis tau tsuas yog txiav roj nqi tab sis kuj txuag on txij nkawm, lub ntsiab lus koj yuav tsis muaj kev txhawj ntau li ntau txog muas ib lub tsheb tshiab nyob rau hauv lub nyob ze yav tom ntej.
90. Sau koj log tsheb. Kom inflated log tsheb yuav ua rau kom cov roj ua hauj lwm zoo los ntawm ntau tshaj peb feem pua-uas txhais tau hais tsawg nyiaj siv rau roj. Xyuas log tsheb nquag nrog ib tug log tag huv tibsi kom lawv nyob txhij tsim pumped li.
91. Tsis txhob cia qua ntxi nyob rau hauv lub tsheb. Tau tshem ntawm cov qua ntxi nyob rau hauv koj lub cev; nws jacking li koj gas nqi dhia kev. Qhov ntau ib lub tsheb nqa, lub zuj zus nws cov roj nqi dhia kev. Ib tug ntxiv 100 phaus nyob rau hauv lub pob tw txiav ib tug raug tsheb lub roj kev khwv nyiaj txiag los ntawm ob feem pua. Xa me nyuam rov rau hauv lub ceeb thawj yuav cawm tau ze li ntawm $ 40 nyob rau hauv ib lub xyoo.
92. Tsis txhob mus ua si nyob rau hauv lub tsheb. Yog hais tias koj muaj ib lub tsheb, txwv mus kawm tawm los ntawm kev npaj ua ntej. Ua ke Tswv tej hauj lwm rau hauv ib lub ib zaug-ib-lub lim tiam tsev muag tshuaj / supermarket / kho vajtse khw cheb. Ntxiv: Qhov no yog feem ntau yog ib tug ntau txuag siv koj lub sij hawm!
93. pob lub teeb thiab phau ntawv hauv internet. Tsis txhob vwm lub phij xab nqi nyob rau ntawm lub tshav dav hlau los ntawm Yausua ua raws li ib tug nqa-on thiab ib tus kheej yam khoom yog tias koj nyob nraum taws rau ib tug luv luv mus txawv tebchaws. Phau ntawv davhlau tickets hauv internet nrog cov chaw zoo li Orbitz.com thiab Hotwire.com kom koj yuav piv dav hlua nqi thiab nrhiav tau qhov zoo tshaj plaws deals. Yog hais tias koj book on cheapair.com, lub tsev kawm ntawv txawm nyiaj tau rov qab coob uas xam nrog qhov txawv yog ib tug twb muaj-muas daim pib tau tshem tawm nyob rau hauv nqe.
94 xyoos Coj kom zoo dua ntawm pej xeem kev thauj mus los. Opting rau ib lub tsheb npav caij es tsis tsav tsheb rau koj tus kheej mus ua hauj lwm txhua txhua hnub yuav yooj yim txuag tshaj $ 100 tauj ib lub hlis (factoring nyob rau hauv cov nqi ntawm chaw nres tsheb, roj, thiab lub tsheb txij nkawm). Yog hais tias ib tug tsheb loj tsis yog ib tug siv tau commuting kev xaiv, sim nws tawm raws li ib tug pheej yig dua (tsis hais tsis stressful) xaiv tshaj li tsav tsheb mus rau ib tug so haujlwm lo lus uas peb los yog mus xyuas tsev neeg. Tua rau off-ncov lub sij hawm (tom qab 10am) thiab phau ntawv nyob rau hauv ua ntej yog tias ua tau. Thiab ntawm chav kawm, yog hais tias koj ib lub nroog-dweller, lub subway yog ntau pheej yig dua tshaj owning ib lub tsheb los yog nquag noj ib tsheb tav xis. -Bird.
