- Free checking. Last week we wrote an article about how, at many banks, free checking was soon to become fee checking. But plenty of banks still offer free checking accounts. SunTrust, for example, offers a free plan with no minimum balance required. And you get free online and ATM service too. Wachovia and U.S. Bank still have their own version of free accounts. Chase even offers $100 for opening such an account. Indeed, a host of banks and savings and loans offer free checking. So far. When you’re looking for lower fees, including free checking, always to look to smaller local banks and credit unions.
- Free credit reports. You can go to AnnualCreditReport.com for a free look at your credit history once a year. If the Financial Regulatory Reform bill passes, you might also one day get a look at your credit score.
- Free cash. If you can’t find an ATM near you for a free cash withdrawal, no worries: Plenty of stores will give you cash back with no fee when you use your ATM card to make even a small purchase. You can buy a candy bar or a Diet Coke and get back up to $100 in cash from Wal-Mart. Target will give you back $40 if you use your ATM card for a purchase. Grocery stores also offer cash back.
- Free information calls. Google 411 will get you information numbers free, so don’t get ripped off by your cell phone provider. When you need directory assistance, dial 800-GOOG-411.
- Free scholarship search. Plenty of websites offer free searches for scholarships, such as Fastweb. There’s even a company called Free Scholarship Searches that offers links to 40 websites that offer free scholarship searches.
- Free baggage. Sure, nearly all airlines are charging to check baggage but at least one doesn’t: Southwest.
- Free entertainment. Your local library and parks offer lots of free fun, from books to movies to concerts. Join their e-mail list to see what’s up. And of course, there’s the Internet, offering free games as well as magazine and newspaper articles. Just go to the website of your favorite periodical.
- Free Water. While technically not free, tap water is about as close as you can get. If you’re concerned about water quality, buy a filter. But don’t ever pay for water again at a convenience store.
- Free TV. Thanks to sites like Hulu, you can now watch many popular television shows online for free. If your favorite shows are free on the web, why pay for cable or satellite?
- Free telephone calls. Services like Skype and AIM let you communicate with other users for free. Always calling a loved one long distance? If you both get copies of something like Skype, you can talk all you want without paying a dime.
-Birdy
No comments:
Post a Comment
Please be considerate of others, and please do not post any comment that has profane language. Please Do Not post Spam. Thank you.